4869 Champlain Ct, Waldorf, MD 20602 Property Records

Charles County property record for 4869 Champlain Ct, Waldorf, MD 20602

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,561 sqft · built 2003
Lot Size	0.206 acres (8,958 sqft)
Owner	2 Individual Names on File
Last Sale	$382,695 (Feb 2004)
Tax Bill	$6,787 (2023)
Deeds & Mortgages	Feb 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`06-293336`

Property Details

APN / Parcel Number

Primary APN	`06-293336`
Alternative APN	`293336`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,561 sqft Living Area
Gross Area	4,721 sqft
1st Floor Area	1,882 sqft
Basement Area	1,313 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,958 sqft (0.206 acres)
Garage Type	Attached
Garage Area	160 sqft
Parking Spaces	2 Parking Spaces
Deck Area	189 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	293336
Street Address	4869 CHAMPLAIN CT
City	WALDORF
State	MD
Zip	20602-3176
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 24 PAR C SEC 2 SHEFFIELD NBH ST CHARLES SUB
Legal Subdivision	ST CHARLES SUB
Legal Block	2
Legal Lot Number	24
Jurisdiction	CHARLES MD
Township / Civil Division	6, WALDORF
Census Block Group	2
Census Block	2006
Census Tract	850904

Owner

Source: Charles County records · APN 06-293336

Assessment roll updated September 22, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4869 CHAMPLAIN CT, WALDORF, MD 20602-3176
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 26, 2004 · Amount on Record
Deed Sale	Feb 26, 2004 · Amount on Record
Deed Document Number	20049304
Deed Book / Page	4602 / 109
Record Updated	Sep 20, 2026

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHARLES MD
Property Address	4869 CHAMPLAIN CT, WALDORF, MD 20602-3176
Document Number	0098440243
Instrument Date	Feb 11, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4869 CHAMPLAIN CT WALDORF MD 206023176, WALDORF, MD 20602-3176

Mortgage

Document Number	0098440243
Date	May 24, 2017
Book Page	009844/000243

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Mortgage Company
Address	RESTON, VA 20190

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Charles County records · Assessment roll updated September 22, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$552,433 (+12.12%)	$600,300 (+13.59%) Land $126,100 Building $474,200
2023	$6,787.00	$492,700	$528,500 Land $126,100 Building $402,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charles County (24017C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240178509042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (2011–2018)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Nov 2018 · other causes

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 481 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	WALDORF - CHARLES COUNTY DPW serves 84,296 people
Water Source	Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.