4868 Calasans Ave, Saint Cloud, FL 34771 Property Records

Osceola County property record for 4868 Calasans Ave, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,750 sqft · built 2004
Lot Size	0.255 acres (11,108 sqft)
Owner	Owner Name on File
Last Sale	$36,500 (Mar 2004)
Tax Bill	$2,645 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Nov 2018 Loan Modification + 2 more
Flood Zone	Zone X (moderate risk)
APN	`113970`

Property Details

APN / Parcel Number

Primary APN	`113970`
Alternative APN	`192531301400010250`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,750 sqft Heated Area
Gross Area	2,606 sqft
1st Floor Area	1,750 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,108 sqft (0.255 acres)
Garage Type	Finished
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	396 sqft
Patio Area	39 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	113970
Street Address	4868 CALASANS AVE
City	SAINT CLOUD
State	FL
Zip	34771-8223
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OPUD
Legal Description	EAST LAKE RESERVE AT NARCOOSSEE UNIT ONE PB 14 PGS 97-99 LOT 25
Legal Range	31E
Legal Township	25S
Legal Section	19
Legal Subdivision	EAST LAKE RESERVE AT NARCOOSSEE UNIT 2
Legal Tract	3014
Legal Block	1
Legal Lot Number	25
Legal Unit	ON
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1032
Census Tract	43600

Owner

Source: Osceola County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	4868 CALASANS AVE, SAINT CLOUD, FL 34771-8223
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HOME LOANS INC
Nov 23, 2018	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK
Dec 22, 2016	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK
Dec 22, 2016	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 11, 2004 · Amount on Record
Deed Sale	Mar 11, 2004 · Amount on Record
Deed Document Number	2004048676
Deed Book / Page	2461 / 2292
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	4868 CALASANS AVE, SAINT CLOUD, FL 34771-8223
Transaction Type	Mortgage
Record Updated	Aug 3, 2023
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NATL TTL & CLOSING SV

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4868 CALASANS AVE, SAINT CLOUD, FL 34771-8223

Mortgage

Document Number	0060620898
Date	Oct 11, 2021
Book Page	6062/898
Instrument	2021157452

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OSCEOLA FL
Property Address	4868 CALASANS AVE, SAINT CLOUD, FL 34771-8223
Document Number	0054540672
Instrument Date	Nov 23, 2018
Transaction Type	Mortgage
Record Updated	Jan 10, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4868 CALASANS AVE ST CLOUD FL 347718223, ST CLOUD, FL 34771-8223

Mortgage

Document Number	0054540672
Date	Dec 26, 2018
Book Page	005454/000672
Instrument	187464

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORTMILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Dec 25, 2058

Interest

Rate	3.62%

December 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OSCEOLA FL
Property Address	4868 CALASANS AVE, SAINT CLOUD, FL 34771-8223
Document Number	0050882457
Instrument Date	Dec 22, 2016
Transaction Type	Mortgage
Record Updated	Aug 15, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4868 CALASANS AVE ST CLOUD FL 347718223, ST CLOUD, FL 34771-8223

Mortgage

Document Number	0050882457
Date	Jan 20, 2017
Book Page	005088/002457
Instrument	11067

Lender

Name	WELLS FARGO BK
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Jan 19, 2057

Interest

Rate Type	Adjustable Rate
Rate	2%

December 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OSCEOLA FL
Property Address	4868 CALASANS AVE, SAINT CLOUD, FL 34771-8223
Document Number	0050882563
Instrument Date	Dec 22, 2016
Transaction Type	Mortgage
Record Updated	Aug 15, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4868 CALASANS AVE ST CLOUD FL 347718223, ST CLOUD, FL 34771-8223

Mortgage

Document Number	0050882563
Date	Jan 20, 2017
Book Page	005088/002563
Instrument	11119

Lender

Name	WELLS FARGO BK
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Jan 19, 2057

Interest

Rate Type	Adjustable Rate
Rate	2%

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,645.00 (+8.71%) Homeowner's exemption Disabled Person's exemption	$185,342 (+5.99%)	$353,300 (+6.19%) Land $75,000 Building $278,300
2023	$2,433.00 (+2.18%) Homeowner's exemption Disabled Person's exemption	$174,873 (+3%)	$332,700 (+6.46%) Land $60,000 Building $272,700
2022	$2,381.00 Homeowner's exemption Disabled Person's exemption	$169,780	$312,500 Land $55,000 Building $257,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 278 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	278 in force
Nearby Flood Claims	24 (1994–2022)
Claims Outside the SFHA	2 of 24
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 4 claims Hurricane Ian, Sep 2022 · 3 claims Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Lumen Technologies.

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