4868 Bessie Ave, Saint Louis, MO 63115 Property Records

St. Louis City property record for 4868 Bessie Ave, Saint Louis, MO 63115

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,534 sqft · built 1925
Lot Size	0.105 acres (4,584 sqft)
Owner	2 Individual Names on Record
Last Sale	$154,984 (Dec 2022)
Tax Bill	$273 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Dec 2022 Sale & Mortgage + 1 more
APN	`4390-9-325.000`

Property Details

APN / Parcel Number

Primary APN	`4390-9-325.000`
Alternative APN	`4390-30-0090-0`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,534 sqft Living Area
1st Floor Area	767 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Brick
Lot Area	4,584 sqft (0.105 acres)

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	4868 BESSIE AVE
City	SAINT LOUIS
State	MO
Zip	63115-2142
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	C. B. 4390-BS BESSIE AV 35 FT X 118.35 FT / 118.41 FT EDW A GANSS CREST HILL ADDN BLOCK 2 LOT 24
Legal Subdivision	EDW A GANSS CREST HILL ADDN
Legal Block	2
Legal Lot Number	24
Jurisdiction	ST LOUIS CITY MO
Township / Civil Division	ST. LOUIS
Census Block Group	3
Census Block	3009
Census Tract	107600

Owner

Source: St. Louis City records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4868 BESSIE AVE, SAINT LOUIS, MO 63115-2142
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Dec 29, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Mar 12, 2020	Warranty Deed, Transfer INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2022 · Amount on Record
Deed Sale	Dec 29, 2022 · Amount on Record
Prior Sale	Mar 12, 2020 · Amount on Record
Deed Document Number	20221229136
Deed Book / Page	12292022 / 136
Prior Transfer Date	Apr 25, 2007
Prior Transfer Doc	0000000294
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS CITY MO
Property Address	4868 BESSIE AVE, SAINT LOUIS, MO 63115-2142
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4868 BESSIE AVE, SAINT LOUIS, MO 63115-2142

Mortgage

Document Number	0000000023
Date	Mar 25, 2026
Instrument	03252026-0023

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS CITY MO
Recording Date	Dec 29, 2022
Property Address	4868 BESSIE AVE, SAINT LOUIS, MO 63115-2142
Document Number	0000000136
Instrument Date	Dec 28, 2022
Instrument	12292022-0136
Transaction Type	Transfer
Record Updated	Jan 11, 2023
Title Company	NOT AVAILABLE, UST

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4550 CARTER AVE, SAINT LOUIS, MO 63115-2517

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4868 BESSIE AVE, SAINT LOUIS, MO 63115-2142

Mortgage

Document Number	0000000137
Date	Dec 29, 2022
Instrument	12292022-0137

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS CITY MO
Recording Date	Mar 12, 2020
Property Address	4868 BESSIE AVE, SAINT LOUIS, MO 63115-2142
Document Number	0003120227
Instrument Date	Mar 5, 2020
Instrument	200312000227
Transaction Type	Transfer
Record Updated	Mar 31, 2020
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4550 CARTER AVE ST LOUIS MO 631152517, ST LOUIS, MO 63115-2517

Tax Assessment & Valuation

Source: St. Louis City assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	St. Louis City
Unified School District	St. Louis City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,000 (-) Land $530 Building $2,470
2025	$273.00 (+1.11%)	$3,000 (+3.45%) Land $530 Building $2,470	$15,795 (+3.49%) Land $2,800 Building $12,995
2024	$270.00 (+4.65%)
2023	$258.00 (-80.23%)	$2,900 (+1.4%) Land $530 Building $2,370	$15,263 (+1.4%) Land $2,789 Building $12,474
2022	$1,305.00	$2,860 Land $530 Building $2,330
2021			$15,053

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST LOUIS CITY PWS serves 304,709 people · EPA ID MO6010715
Water Source	Surface water
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,062 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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