48666 Harbor Dr, Chesterfield (New Baltimore), MI 48047 Property Records

Macomb County property record for 48666 Harbor Dr, Chesterfield, MI 48047

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,651 sqft · built 1965
Lot Size0.419 acres (18,252 sqft)
OwnerIndividual Name on File
Last Sale$290,000 (Apr 2014)
Tax Bill$8,662 (2025)
Deeds & MortgagesDec 2019 Line of Credit
Flood ZoneZone AE (high risk)
APN15-09-27-178-041

Property Details

APN / Parcel Number

Primary APN15-09-27-178-041
Alternative APN
  • 0927178041

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area1,651 sqft Living Area
1st Floor Area1,651 sqft
Basement Area1,535 sqft
Unfinished Basement1,535 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1970
Architectural StyleRanch
Lot Area18,252 sqft (0.419 acres)
Lot Dimensions299 ft deep x 61 ft wide
Garage Area768 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address48666 HARBOR DR
CityCHESTERFIELD
StateMI
Zip48047-3471
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B RES
Legal DescriptionANCHOR BAY HARBOR LOT 6
Legal SubdivisionANCHOR BAY HARBOR
Legal Lot Number6
JurisdictionMACOMB MI
Township / Civil DivisionCHESTERFIELD
Census Block Group2
Census Block2004
Census Tract222800

Owner

48666 Harbor Dr is owned and occupied by an individual who bought it in April 2014.

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address48666 HARBOR DR, CHESTERFIELD, MI 48047-3471
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 7, 2014 · Amount on File
Deed SaleApr 7, 2014 · Amount on File
Deed Document Number20144044642
Deed Book / Page22761 / 852
Record UpdatedOct 29, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address48666 HARBOR DR, CHESTERFIELD, MI 48047-3471
Document Number0000000638
Instrument DateDec 9, 2019
Transaction TypeMortgage
Record UpdatedJan 30, 2020
Title CompanyOTHER

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address48666 HARBOR DR CHESTERFIELD MI 480473471, CHESTERFIELD, MI 48047-3471

Mortgage

Document Number0000000638
DateJan 3, 2020
Book Page026430/000404
Instrument638
Lender
NameHUNTINGTON NAT'L BK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJan 2, 2050
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 48666 Harbor Dr was $8,662 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
County SubdivisionChesterfield Township
Unified School DistrictAnchor Bay School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$306,900$613,800
2025$8,662.00
2023$258,900$517,800
2022$7,592.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48666 Harbor Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation581.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 39 policies
Nearby Flood Policies39 in force
Nearby Flood Claims41 (1979–2020)
Claims Outside the SFHA7 of 41
Most Recent ClaimMay 2020 · rainfall accumulation
Claims by Event
  • Severe Storms & Flooding, Oct 1986 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 48666 Harbor Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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