4866 Red Bay Dr, Orlando, FL 32829 Property Records

Orange County property record for 4866 Red Bay Dr, Orlando, FL 32829

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,888 sqft · built 1988
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on Record
Last Sale	$435,000 (Jun 2026)
Tax Bill	$4,136 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-23-30-1301-01-000`

Property Details

APN / Parcel Number

Primary APN	`13-23-30-1301-01-000`
Alternative APNs	`302313130101000` `548262` `554034` `558699`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,888 sqft Living Area
Gross Area	2,357 sqft
1st Floor Area	1,888 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Concrete Block/Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,501 sqft (0.172 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	49 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	4866 RED BAY DR
City	ORLANDO
State	FL
Zip	32829-8713
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	CHICKASAW OAKS PHASE 5 UNIT 1 19/78 LOT 100
Legal Range	30E
Legal Township	23S
Legal Section	13
Legal Subdivision	CHICKASAW OAKS PH 5 UT 1
Legal Phase	5
Legal Tract	1301
Legal Block	1
Legal Lot Number	100
Legal Unit	1
Jurisdiction	ORANGE FL
Township / Civil Division	UNION PARK
Census Block Group	1
Census Block	1011
Census Tract	16755

Owner

Source: Orange County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4866 RED BAY DR, ORLANDO, FL 32829-8713
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Warranty Deed, Transfer · FHA Mortgage NORTHPOINT MORTGAGE
Jun 4, 2020	Warranty Deed, Transfer · Conventional with PMI BANK OF ENGLAND
Feb 12, 2018	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2026 · Amount on Record
Deed Sale	Jun 29, 2026 · Amount on Record
Prior Sale	Jun 4, 2020 · Amount on Record
Deed Document Number	2026360730
Transfer Doc	6412005511
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jun 29, 2026
Property Address	4866 RED BAY DR, ORLANDO, FL 32829-8713
Document Number	0000360730
Instrument Date	Jun 26, 2026
Instrument	2026360730
Transaction Type	Transfer
Record Updated	Jul 9, 2026
Title Company	NONA TITLE INC, NONA TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$307,545.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4866 RED BAY DR, ORLANDO, FL 32829-8713

Mortgage

Document Number	0000360731,
Date	Jun 29, 2026
Instrument	2026360731

Lender

Name	NORTHPOINT MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.36%
Max Rate	-1%

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jun 4, 2020
Property Address	4866 RED BAY DR, ORLANDO, FL 32829-8713
Document Number	0000314657
Instrument Date	Jun 1, 2020
Instrument	314657
Transaction Type	Transfer
Record Updated	Jun 18, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,890.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4866 RED BAY DR ORLANDO FL 328298713, ORLANDO, FL 32829-8713

Mortgage

Document Number	314658
Date	Jun 4, 2020
Instrument	314658

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 3, 2050

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Feb 12, 2018
Property Address	4866 RED BAY DR, ORLANDO, FL 32829-8713
Document Number	0000084460
Map Reference	MB 19 PG 78&79
Instrument Date	Feb 5, 2018
Instrument	20180084460
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	TITLE & ABSTRACT AGENCY OF A

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,648.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6221 SWEETWATER DR W, 6221, LAKELAND, FL 33811-1961

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4866 RED BAY DR, ORLANDO, FL 32829-8713

Mortgage

Document Number	0000084461
Date	Feb 12, 2018
Instrument	20180084461

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$270,116 (+2.7%)	$365,230 (-1.8%) Land $100,000 Building $265,230
2025	$4,136.00 (+5.32%) Homeowner's exemption	$263,015 (+5.99%)	$371,940 (+3.26%) Land $100,000 Building $271,940
2024	$3,927.00 (+7.18%)
2023	$3,664.00 (+4.03%) Homeowner's exemption	$248,158 (+3%)	$360,211 (+22.56%) Land $95,000 Building $265,211
2022	$3,522.00 Homeowner's exemption	$240,930	$293,917 Land $70,000 Building $223,917

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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