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4866 Gray Rd, Cincinnati, OH 45232 Property Records

Hamilton County property record for 4866 Gray Rd, Cincinnati, OH 45232 · Last verified February 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1958
Square Footage962 sqft Living Area
Lot Size7,841 sqft (0.18 acres)
OccupancyOwner Occupied
Last Sale$122,000 (2023)
Tax Bill$2,175.00 (2025)

Property Details

APN / Parcel Number

Primary APN219-0050-0059-00

Interior

Bedrooms2 Beds
Full Baths1 Baths
Total Rooms5 Rooms
Building Area962 sqft Living Area
1st Floor962 sqft 1st Floor
Basement Area962 sqft Basement
Stories1 Stories

Exterior

Year BuiltBuilt 1958
Architectural StyleConventional Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Lot Area7,841 sqft (0.18 acres)
Depth X Width146 ft x 83 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area312 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address4866 GRAY RD
CityCINCINNATI
StateOH
Zip45232-1512
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionGRAY RD 83.40 X 146.69 IRR R2-T3-S23
Legal Range02
Legal Township03
Legal Section23
JurisdictionHAMILTON OH
Minor Civil DivisionCINCINNATI
Census Blockgroup1
Census Block1006
Census Tract8100

Owner

Source: Hamilton County records · APN 219-0050-0059-00

Assessment roll updated March 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4866 GRAY RD, CINCINNATI, OH 45232-1512
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 09, 2023Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
POLARIS HOME FUNDING CORP
Jun 24, 2019Grant Deed, Mortgage · Line of Credit
CHURCH DEV FUND

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 09, 2023 · Amount on Record
Deed SaleJun 09, 2023 · Amount on Record
Prior SaleOct 10, 2011 · Amount on Record
Deed Doc Number0000039337
Deed Book / Page14934 / 770
Record RefreshedJun 08, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateJun 09, 2023
Property Address4866 GRAY RD, CINCINNATI, OH 45232-1512
Document Number0000039337
Book / Page14934 / 770
Instrument DateJun 06, 2023
Instrument2023-0039337
Transaction TypeTransfer
Record UpdatedJul 20, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$122.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address4866 GRAY RD, CINCINNATI, OH 45232-1512

Mortgage

Document Number0000039338
DateJun 09, 2023
Instrument2023-0039338
Lender
NamePOLARIS HOME FUNDING CORP
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2053

June 2019: Grant Deed, Mortgage

Document TypeGrant Deed
JurisdictionHAMILTON OH
Recording DateJun 24, 2019
Property Address4866 GRAY RD, CINCINNATI, OH 45232-1512
Book / Page013945 / 001117
Instrument DateJun 05, 2019
Instrument49981
Transaction TypeMortgage
Record UpdatedOct 01, 2019
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY TITLE INS CO

Transaction

Tax$0.00
Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4826 GRAY RD CINCINNATI OH 452321512, CINCINNATI, OH 45232-1512

Mortgage

Document Number0000049981
DateJun 24, 2019
Book Page013945/001117
Instrument49981
Lender
NameCHURCH DEV FUND
TypeFunding / Finance Company
AddressPO BOX 19700, IRVINE, CA 92623-9700
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueJun 23, 2024
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,175.00 (+3.13%)$34,972 (+%) Land $8,417 Building $26,555
2024$2,109.00 (-5.81%)$34,971 (-) Land $8,417 Building $26,554
2023$2,239.00 (+11.23%)$34,971 (+23.87%) Land $8,417 Building $26,554$99,920 (+23.88%) Land $24,050 Building $75,870
2022$2,013.00$28,231 Land $7,826 Building $20,405
2020$80,660 Land $22,360 Building $58,300

Flood & Wildfire

4866 Gray Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Hamilton County (39061C), updated December 22, 2024

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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