St. Mary's County property record for 48654 Fox Harbor Rd, Ridge, MD 20680
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,192 sqft · built 1952 |
| Lot Size | 2.53 acres (110,207 sqft) |
| Owner | 2 Trust Names on Record |
| Tax Bill | $7,655 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-021524 |
| Primary APN | 01-021524 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,192 sqft Total Area |
| Attic | Attic |
| Attic Area | 1,560 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 110,207 sqft (2.53 acres) |
| View / Lot | Waterfront |
| Garage Type | Detached |
| Garage Area | 1,560 sqft |
| Parking Spaces | 5 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Porch |
| Porch Area | 744 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 021524 |
|---|---|
| Street Address | 48654 FOX HARBOR RD |
| City | RIDGE |
| State | MD |
| Zip | 20680-3134 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | 2.53 ACRES ON FOX HARBOR P/O KITTY'S POINT |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 1, ST. INIGOES |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 876200 |
Source: St. Mary's County records, as of September 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 48654 FOX HARBOR RD, RIDGE, MD 20680-3134 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 7, 2012 |
| Transfer Doc | 0037210259 |
| Record Updated | Oct 29, 2026 |
Source: St. Mary's County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $804,200 (+6.86%) Land $460,400 Building $343,800 | $804,200 (-) Land $460,400 Building $343,800 | |
| 2025 | $7,655.00 (+59.41%) Homeowner's exemption | $752,567 (+15.9%) | $804,200 (+23.86%) Land $460,400 Building $343,800 |
| 2023 | $4,802.00 Homeowner's exemption | $649,300 Land $397,900 Building $251,400 | $649,300 Land $397,900 Building $251,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 5 (2003–2018) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Sep 2018 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 71% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
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