4865 Talking Rock Rd, Talking Rock, GA 30175 Property Records

Pickens County property record for 4865 Talking Rock Rd, Talking Rock, GA 30175

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,384 sqft · built 1950
Lot Size	2.63 acres (114,563 sqft)
Owner	Individual Name on File
Last Sale	$78,900 (May 2016)
Tax Bill	$1,229 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`020A-003`

Property Details

APN / Parcel Number

Primary APN	`020A-003`
Alternative APN	`5384`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,384 sqft Heated Area
1st Floor Area	1,384 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1990
Exterior Material	Wood
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	114,563 sqft (2.63 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	512 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	72 sqft
Lean-To	198 sqft
Storage Building	480 sqft
Utility Building	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	5384
Street Address	4865 TALKING ROCK RD
City	TALKING ROCK
State	GA
Zip	30175-3809
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	DIST12 LL157 2.630AC HOUSE
Legal Subdivision	CHARLES J PALMER
Jurisdiction	PICKENS GA
Township / Civil Division	TALKING ROCK
Census Block Group	4
Census Block	4051
Census Tract	50300

Owner

4865 Talking Rock Rd is owned and occupied by an individual who bought it in May 2016.

Source: Pickens County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	4865 TALKING ROCK RD, TALKING ROCK, GA 30175-3809
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2022	Deed of Trust, Mortgage · Commercial Mortgage UNITED COMMUNITY BANK
Oct 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2016 · Amount on File
Deed Sale	May 13, 2016 · Amount on File
Prior Sale	Jul 18, 1994
Deed Document Number	2016847
Deed Book / Page	1083 / 230
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS GA
Property Address	4865 TALKING ROCK RD, TALKING ROCK, GA 30175-3809
Transaction Type	Mortgage
Record Updated	Sep 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4865 TALKING ROCK RD, TALKING ROCK, GA 30175-3809

Mortgage

Document Number	0013370000000536
Date	Aug 9, 2022
Book Page	0000001337/0000000536

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2037

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS GA
Property Address	4865 TALKING ROCK RD, TALKING ROCK, GA 30175-3809
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011300114
Date	Oct 11, 2017
Book Page	1130/114
Instrument	005314

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4865 Talking Rock Rd was $1,229.

Source: Pickens County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Pickens County
Unified School District	Pickens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$103,575 (+52.58%) Land $26,016 Building $77,559	$258,938 (+52.58%) Land $65,040 Building $193,898
2025	$1,229.00	$67,881 Land $20,553 Building $47,328	$169,702 Land $51,383 Building $118,319
2023	$1,135.00	$55,849 (-) Land $10,168 Building $45,681	$139,623 (-) Land $25,420 Building $114,203
2022	$1,135.00	$55,849 Land $10,168 Building $45,681	$139,623 Land $25,420 Building $114,203

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4865 Talking Rock Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 1, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4865 Talking Rock Rd is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 79% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PICKENS COUNTY WATER AUTH. serves 7,153 people · EPA ID GA2270002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ETC Cable	1,000 / 50

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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