4865 Scarlett Ave, Cocoa, FL 32926 Property Records

Brevard County property record for 4865 Scarlett Ave, Cocoa, FL 32926

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,979 sqft · built 1985
Lot Size2 acres (87,120 sqft)
OwnerIndividual Name on File
Last Sale$122,000 (Aug 2016)
Tax Bill$2,881 (2025)
Deeds & MortgagesFeb 2021 Line of Credit
Mar 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN24-35-04-75-4-1

Property Details

APN / Parcel Number

Primary APN24-35-04-75-4-1
Alternative APNs
  • 24-35-04-75-00004.0-0001.00
  • 2402128

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,979 sqft Living Area
Gross Area3,611 sqft
1st Floor Area1,979 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 2005
Exterior MaterialLogs
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area87,120 sqft
Garage TypeAttached
Garage Area888 sqft

Exterior Amenities

PorchFinished/Open Porch
Porch Area688 sqft
Patio Area732 sqft
Utility Building56 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2402128
Street Address4865 SCARLETT AVE
CityCOCOA
StateFL
Zip32926-2126
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAU
Legal DescriptionCANAVERAL GROVES SUBD UNIT 2 SHEET 1 LOTS 1 & 2 BLK 4
Legal Range35E
Legal Township24S
Legal Section04
Legal SubdivisionCANAVERAL GROVES SUBD UNIT 2 SHEET 1
Legal Block4
Legal Lot Number1
Legal Unit2
JurisdictionBREVARD FL
Township / Civil DivisionCOCOA-ROCKLEDGE
Census Block Group1
Census Block1000
Census Tract71202

Owner

4865 Scarlett Ave is owned and occupied by an individual who bought it in August 2016.

Source: Brevard County records, as of August 18, 2026

Owner of RecordIndividual Name on File
Mailing Address4865 SCARLETT AVE, COCOA, FL 32926-2126
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2021Deed of Trust, Mortgage · Line of Credit
SPACE COAST CU
Mar 4, 2022Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Jun 4, 2018Loan Modification, Mortgage · Conventional Mortgage
CARDINAL FIN'L
Oct 26, 2017Deed of Trust, Mortgage · Line of Credit
SPACE COAST CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 4, 2016 · Amount on File
Deed SaleAug 4, 2016 · Amount on File
Deed Document Number2016152664
Deed Book / Page7679 / 1907
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address4865 SCARLETT AVE, COCOA, FL 32926-2126
Transaction TypeMortgage
Record UpdatedSep 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address4866 SCARLETT AVE, COCOA, FL 32926-2127

Mortgage

Document Number0090270329
DateFeb 23, 2021
Book Page9027/329
Instrument2021045924
Lender
NameSPACE COAST CU
TypeCredit Union
AddressMELBOURNE, FL 32940
Agreement
TypeLine of Credit
AmountAmount on Record
Term167 Months
DueJan 25, 2035
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address4865 SCARLETT AVE, COCOA, FL 32926-2126
Transaction TypeMortgage
Record UpdatedSep 15, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0094340255
DateMar 4, 2022
Book Page9434/255
Instrument2022054888
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2052

June 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionBREVARD FL
Property Address4865 SCARLETT AVE, COCOA, FL 32926-2126
Document Number0085770998
Instrument DateJun 4, 2018
Transaction TypeMortgage
Record UpdatedDec 12, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address4865 SCARLETT AVE COCOA FL 329262126, COCOA, FL 32926-2126

Mortgage

Document Number0085770998
DateOct 31, 2019
Book Page008577/000998
Instrument238204
Lender
NameCARDINAL FIN'L
TypeFunding / Finance Company
AddressLAKE ZURICH, IL 60047
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 30, 2049
Interest
Rate TypeFixed Rate
Rate3.5%

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address4865 SCARLETT AVE, COCOA, FL 32926-2126
Document Number0080320834
Book / Page008032 / 000834
Instrument DateOct 26, 2017
Transaction TypeMortgage
Record UpdatedDec 11, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address4865 SCARLETT AVE COCOA FL 329262126, COCOA, FL 32926-2126

Mortgage

Document Number0080320834
DateNov 21, 2017
Book Page008032/000834
Instrument242655
Lender
NameSPACE COAST CU
TypeCredit Union
AddressMELBOURNE, FL 32940
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueNov 20, 2032
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4865 Scarlett Ave was $2,881 with a homeowner's exemption.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$209,080 (+2.7%)$465,820 (+1.74%)
2025$2,881.00 Homeowner's exemption$203,590$457,840 Land $200,000 Building $257,840
2023$2,624.00 (+6.88%) Homeowner's exemption$192,100 (+3%)$388,170 (+24.65%) Land $120,000 Building $268,170
2022$2,455.00 Homeowner's exemption$186,510$311,400 Land $105,000 Building $206,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4865 Scarlett Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 19 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4865 Scarlett Ave is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · lower than 64% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COCOA
serves 294,039 people · EPA ID FL3050223
Water SourceSurface water
Last State InspectionJul 2024
Lead2 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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