4865 Patterson Rd, Montgomery, AL 36116 Property Records

Montgomery County property record for 4865 Patterson Rd, Montgomery, AL 36116 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,115 sqft · built 1965
Lot Size	2.34 acres (101,970 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (Nov 2021)
Tax Bill	$850 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Aug 2025 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`15-02-10-4-003-009.000`

Property Details

APN / Parcel Number

Primary APN	`15-02-10-4-003-009.000`
Alternative APNs	`0315021004003009000` `284129`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,115 sqft Living Area
1st Floor Area	3,115 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1976
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	101,970 sqft (2.34 acres)
Lot Dimensions	330 ft deep x 309 ft wide

Exterior Amenities

Porch	Slab
Porch Area	335 sqft
Deck Area	478 sqft
Patio Area	478 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	284129
Street Address	4865 PATTERSON RD
City	MONTGOMERY
State	AL
Zip	36116-5801
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W1/2 OF LOT 15 OF W1/2 OF SE1/4 OF MC INNIS RD 1502104003009000
Legal Range	18E
Legal Township	15N
Legal Section	10
Legal Subdivision	F S HOLT SUB
Legal Lot Number	15
Jurisdiction	MONTGOMERY AL
Township / Civil Division	PIKE ROAD
Census Block Group	1
Census Block	1047
Census Tract	5610

Owner

Source: Montgomery County records · APN 15-02-10-4-003-009.000

Assessment roll updated October 7, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4865 PATTERSON RD, MONTGOMERY, AL 36116-5801
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2026	Deed of Trust, Mortgage · Line of Credit GUARDIAN CU
Aug 05, 2025	Deed of Trust, Mortgage · Line of Credit GUARDIAN CU
Nov 18, 2022	Deed of Trust, Mortgage · Line of Credit JAMES W BLANDING
Nov 12, 2021	Warranty Deed, Transfer · Line of Credit MORTGAGE RESEARCH CENTER LLC
Dec 20, 2018	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 12, 2021 · Amount on Record
Deed Sale	Nov 12, 2021 · Amount on Record
Prior Sale	Dec 20, 2018 · Amount on Record
Deed Book / Page	5712 / 923
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY AL
Property Address	4865 PATTERSON RD, MONTGOMERY, AL 36116-5801
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4865 PATTERSON RD, MONTGOMERY, AL 36116-5801

Mortgage

Document Number	0064260331
Date	Feb 23, 2026
Book Page	6426/331

Lender

Name	GUARDIAN CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Mar 01, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY AL
Property Address	4865 PATTERSON RD, MONTGOMERY, AL 36116-5801
Transaction Type	Mortgage
Record Updated	Nov 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0063360247
Date	Aug 05, 2025
Book Page	6336/247

Lender

Name	GUARDIAN CU
Type	Credit Union
Address	MONTGOMERY, AL 36109

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Aug 01, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY AL
Property Address	4865 PATTERSON RD, MONTGOMERY, AL 36116-5801
Transaction Type	Mortgage
Record Updated	Jun 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0059060307
Date	Nov 18, 2022
Book Page	5906/307

Lender

Name	JAMES W BLANDING
Type	Private Party
Address	MONTGOMERY, AL 36115

Agreement

Type	Line of Credit

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY AL
Recording Date	Nov 12, 2021
Property Address	4865 PATTERSON RD, MONTGOMERY, AL 36116-5801
Document Number	0057120923
Book / Page	5712 / 923
Instrument Date	Nov 08, 2021
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005712927
Date	Nov 12, 2021
Instrument	5712/927

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY AL
Recording Date	Dec 20, 2018
Property Address	4865 PATTERSON RD, MONTGOMERY, AL 36116-5801
Document Number	0051820109
Book / Page	005182 / 000109
Instrument Date	Dec 14, 2018
Transaction Type	Transfer
Record Updated	Jan 08, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$137.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4865 PATTERSON RD MONTGOMERY AL 361165801, MONTGOMERY, AL 36116-5801

Mortgage

Document Number	51820111
Date	Dec 20, 2018
Book Page	005182/000111

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 19, 2048

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated October 7, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Montgomery County
Municipality	Montgomery City
Unified School District	Montgomery County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$850.00 (-8.41%) Homeowner's exemption	$18,170 (-8.14%) Land $1,980 Building $16,190	$181,700 (-8.14%) Land $19,800 Building $161,900
2023	$928.00 (+41.03%) Homeowner's exemption	$19,780 (+4.77%) Land $2,800 Building $16,980	$197,800 (+4.77%) Land $28,000 Building $169,800
2022	$658.00 Homeowner's exemption	$18,880 Land $2,690 Building $16,190	$188,800 Land $26,900 Building $161,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (01101C), updated February 20, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 011010056101, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 32 individual NFIP policies nearby
Nearby Flood Policies	32 in force
Nearby Flood Claims	13 (1990–2019)
Claims Outside the SFHA	2 of 13
Most Recent Claim	Mar 2019, river or lake flooding
Claims By Storm	Severe Storms, Tornadoes & Flooding, Mar 1990 · 2 claims

Wildfire

Wildfire Risk	Low above 38% of the US · above 25% of Alabama
Wildfire Likelihood	About 1 in 1,754 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 27 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
WOW Internet, Cable & Phone	Cable	1,200 / 50
Spectrum	Cable	1,000 / 35
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Telapex. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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