4865 Oglethorpe Pl, Charlotte, NC 28209 Property Records

Mecklenburg County property record for 4865 Oglethorpe Pl, Charlotte, NC 28209

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,484 sqft · built 1954
Lot Size0.27 acres (11,761 sqft)
OwnerIndividual Name on File
Last Sale$415,000 (Mar 2021)
Tax Bill$4,031 (2025)
Deeds & MortgagesFeb 2024 Mortgage
Mar 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN171-012-09

Property Details

APN / Parcel Number

Primary APN171-012-09

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,484 sqft Living Area
1st Floor Area1,484 sqft

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 2005
Exterior MaterialBrick
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialOther
Lot Area11,761 sqft (0.27 acres)
Garage TypeCarport
CarportCarport
Deck Area210 sqft
Patio Area242 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address4865 OGLETHORPE PL
CityCHARLOTTE
StateNC
Zip28209-2837
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionL22 M6 923
Legal SubdivisionSELWYN PARK ADD 05
Legal Block2
Legal Lot Number22
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1013
Census Tract3110

Owner

Source: Mecklenburg County assessment roll, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4865 OGLETHORPE PL, CHARLOTTE, NC 28209-2837
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 15, 2024Deed of Trust, Mortgage · Conventional Mortgage
THIRD FSLA OF CLEVELAND
Mar 30, 2021Warranty Deed, Transfer · Conventional Mortgage
WYNDHAM CAPITAL MORTGAGE INC
Jan 5, 2017Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 4, 2020Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 30, 2021 · Amount on Record
Deed SaleMar 30, 2021 · Amount on Record
Prior SaleApr 27, 2007 · Amount on Record
Deed Document Number202161879
Deed Book / Page35871 / 385
Record UpdatedSep 20, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address4865 OGLETHORPE PL, CHARLOTTE, NC 28209-2837
Transaction TypeMortgage
Record UpdatedMay 22, 2026
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address4865 OGLETHORPE PL, CHARLOTTE, NC 28209-2837

Mortgage

Document Number0000013173
DateFeb 15, 2024
Book Page38635/1
Instrument2024013173
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
Address7007 BROADWAY AVE, CLEVELAND, OH 44105
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueFeb 14, 2044

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateMar 30, 2021
Property Address4865 OGLETHORPE PL, CHARLOTTE, NC 28209-2837
Document Number0000061879
Book / Page35871 / 385
Map ReferenceMB 6 PG 923
Instrument DateMar 30, 2021
Instrument2021061879
Transaction TypeTransfer
Record UpdatedMay 22, 2026
Title CompanyTRYON TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$830.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address412 STREAMSIDE LN, MARVIN, NC 28173-6516

Transferred To (Grantee/Buyer)

NameVerified Name
Address4865 OGLETHORPE PL, CHARLOTTE, NC 28209-2837

Mortgage

Document Number0000061880
DateMar 30, 2021
Instrument2021061880
Lender
NameWYNDHAM CAPITAL MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address4865 OGLETHORPE PL, CHARLOTTE, NC 28209-2837
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001637
DateJan 5, 2017
Book Page31480/020
Instrument2017001637
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2047

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address4865 OGLETHORPE PL, CHARLOTTE, NC 28209-2837
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000081327
DateJun 4, 2020
Book Page34652/501
Instrument2020081327
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,031.00$503,000 Land $261,300 Building $241,700$503,000 Land $261,300 Building $241,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims3 (2005–2009)
Most Recent ClaimAug 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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