4865 Northerly St, Oceanside, CA 92056 Property Records

San Diego County property record for 4865 Northerly St, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,882 sqft · built 1987
Lot Size	0.65 acres (28,314 sqft)
Owner	Individual Name on Record
Last Sale	$148,000 (Jan 1997)
Tax Bill	$3,405 (2025)
Deeds & Mortgages	May 2023 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`161-390-22-00`

Property Details

APN / Parcel Number

Primary APN	`161-390-22-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,882 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	28,314 sqft (0.65 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4865 NORTHERLY ST
City	OCEANSIDE
State	CA
Zip	92056-2102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-B
Legal Description	LOT 116 TR 008911
Legal Subdivision	GUAJOME PARK ESTATES
Legal Tract	008911
Legal Block	3
Legal Lot Number	116
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3006
Census Tract	19301

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4865 NORTHERLY ST, OCEANSIDE, CA 92056-2102
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 1997 · Amount on Record
Deed Sale	Jan 15, 1997 · Amount on Record
Prior Sale	Jun 29, 1994 · Amount on Record
Deed Document Number	199719765
Last Transfer Date	Oct 14, 2005
Transfer Doc	0000916571
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4865 NORTHERLY ST, OCEANSIDE, CA 92056-2102
Transaction Type	Mortgage
Record Updated	May 10, 2023
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4865 NORTHERLY ST, OCEANSIDE, CA 92056-2102

Mortgage

Document Number	0000112355
Date	May 1, 2023
Instrument	2023-0112355

Lender

Name	FRONTWAVE CU
Type	Credit Union
Address	OCEANSIDE, CA 92056

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 1, 2033

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$309,947 (+2%) Land $107,967 Building $201,980
2025	$3,405.00 (+8.72%) Homeowner's exemption	$303,870 (+4.04%) Land $105,850 Building $198,020
2023	$3,132.00 (+0.32%) Homeowner's exemption	$292,073 Land $101,741 Building $190,332
2022	$3,122.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: San Diego Broadband.

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