El Paso County property record for 4865 Mesa Top Dr, Monument, CO 80132
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,942 sqft · built 2024 |
| Lot Size | 0.278 acres (12,114 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $875,817 (Nov 2024) |
| Tax Bill | $6,767 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Nov 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 71294-01-034 |
| Primary APN | 71294-01-034 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,942 sqft Living Area |
| Gross Area | 3,262 sqft |
| 1st Floor Area | 1,631 sqft |
| Basement Area | 1,631 sqft |
| Finished Basement | 1,311 sqft |
| Unfinished Basement | 320 sqft |
| Elevator | Elevator |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Ranch |
| Lot Area | 12,114 sqft (0.278 acres) |
| View / Lot | Interior |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 28 sqft |
| Account Number | R7129401034 |
|---|---|
| Street Address | 4865 MESA TOP DR |
| City | MONUMENT |
| State | CO |
| Zip | 80132-7208 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 13 FOREST LAKES FIL NO 7 |
| Legal Subdivision | FOREST LAKES FIL NO 7 |
| Legal Lot Number | 13 |
| Jurisdiction | EL PASO CO |
| Township / Civil Division | MONUMENT |
| Census Block Group | 2 |
| Census Block | 2073 |
| Census Tract | 3712 |
4865 Mesa Top Dr is owned and occupied by two individuals who bought it in November 2024.
Source: El Paso County records, as of June 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4865 MESA TOP DR, MONUMENT, CO 80132-7208 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 17, 2025 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 22, 2024 | Warranty Deed, Subdivision Related Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 22, 2024 · Amount on File |
| Deed Sale | Nov 22, 2024 · Amount on File |
| Prior Sale | Oct 27, 2023 · Amount on File |
| Deed Document Number | 202493620 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL PASO CO |
| Property Address | 4865 MESA TOP DR, MONUMENT, CO 80132-7208 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2026 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 4865 MESA TOP DR, MONUMENT, CO 80132-7208 |
| Document Number | 0000099887 |
|---|---|
| Date | Nov 17, 2025 |
| Instrument | 225099887 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EL PASO CO |
| Recording Date | Nov 22, 2024 |
| Property Address | 4865 MESA TOP DR, MONUMENT, CO 80132-7208 |
| Document Number | 0000093620 |
| Instrument Date | Nov 22, 2024 |
| Instrument | 224093620 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 27, 2026 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $87.58 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9540 FEDERAL DR STE 100, 100, COLORADO SPRINGS, CO 80921-4321 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4865 MESA TOP DR, MONUMENT, CO 80132-7208 |
| Document Number | 0000093621 |
|---|---|
| Date | Nov 22, 2024 |
| Instrument | 224093621 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2054 |
The 2025 property tax bill for 4865 Mesa Top Dr was $6,767, up 34.8% from the year before.
Source: El Paso County assessment roll, as of June 1, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | El Paso County |
| Unified School District | Lewis-Palmer School District 38 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $61,810 (-) | $876,677 (-) | |
| 2025 | $6,767.00 (+34.77%) | $61,810 (+56.36%) Land $17,630 Building $44,180 | $876,677 Land $250,000 Building $626,677 |
| 2024 | $5,021.00 (+0.16%) | $39,530 (-) Land $39,530 | |
| 2023 | $5,013.00 | $39,530 (+65,783.33%) Land $39,530 | $141,669 (+70,734.5%) Land $141,669 |
| 2022 | $60 Land $60 | $200 Land $200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 4865 Mesa Top Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4865 Mesa Top Dr is extreme, ranking above 95% of the US, with a 2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 95% of the US · above 98.3% of Colorado |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FOREST LAKES MD private · serves 1,049 people · EPA ID CO0121360 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Force Broadband Fiber · Fixed Wireless | 9,200 / 9,200 |
| Kellin Communications Fixed Wireless | 1,000 / 220 |
| Verizon Fixed Wireless | 300 / 20 |
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