4865 Kensington Ln, Crestview, FL 32539 Property Records

Okaloosa County property record for 4865 Kensington Ln, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,163 sqft · built 1994
Lot Size	0.241 acres (10,533 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Mar 2022)
Tax Bill	$1,950 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-597-9694-6`

Property Details

APN / Parcel Number

Primary APN	`C56-000-597-9694-6`
Alternative APN	`34-3N-23-305B-0003-0140`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,163 sqft Heated Area
Gross Area	2,839 sqft
1st Floor Area	1,163 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,533 sqft (0.241 acres)
Garage Type	Finished
Garage Area	506 sqft
Porch	Open Porch
Porch Area	230 sqft
Patio Area	940 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	4865 KENSINGTON LN
City	CRESTVIEW
State	FL
Zip	32539-6327
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KINGS CROSSING PH II LOT 14 BLK 3
Legal Range	23
Legal Township	03N
Legal Section	34
Legal Subdivision	KINGS CROSSING PH II
Legal Phase	2
Legal Block	3
Legal Lot Number	14
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	3
Census Block	3001
Census Tract	20702

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4865 KENSINGTON LN, CRESTVIEW, FL 32539-6327
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2022 · Amount on Record
Deed Sale	Mar 29, 2022 · Amount on Record
Prior Sale	Dec 7, 2006 · Amount on Record
Deed Document Number	3538173
Deed Book / Page	3613 / 81
Record Updated	Jun 8, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Mar 29, 2022
Property Address	4865 KENSINGTON LN, CRESTVIEW, FL 32539-6327
Document Number	0036130081
Book / Page	3613 / 81
Map Reference	MB 12 PG 82&83
Instrument Date	Mar 23, 2022
Instrument	3538173
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	MTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,680.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3082 OXFORD DR, 3082, MOUNT JULIET, TN 37122-8577

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4865 KENSINGTON LN, CRESTVIEW, FL 32539-6327

Mortgage

Document Number	0000361383
Date	Mar 29, 2022
Instrument	3613/83

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,950.00 (-6.16%)	$191,907 (-6.18%) Land $47,080 Building $144,827	$191,907 (-6.18%) Land $47,080 Building $144,827
2023	$2,078.00 (+21.59%)	$204,552 (+11.29%) Land $40,000 Building $164,552	$204,552 (+11.29%) Land $40,000 Building $164,552
2022	$1,709.00	$183,799 Land $28,719 Building $155,080	$183,799 Land $28,719 Building $155,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA COUNTY MID SYSTEM (CRESTVIEW) serves 7,593 people · EPA ID FL1464044
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100