4865 Cloud Dr, San Jose, CA 95111 Property Records

Santa Clara County property record for 4865 Cloud Dr, San Jose, CA 95111 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,826 sqft · built 1979
Lot Size0.184 acres (8,000 sqft)
Owner2 Individual Names on File
Tax Bill$5,842 (2025)
Deeds & MortgagesOct 2020 Mortgage
Oct 2017 Mortgage
Flood ZoneZone D (undetermined)
APN684-16-059

Property Details

APN / Parcel Number

Primary APN684-16-059

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,826 sqft Living Area
1st Floor Area1,826 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleCustom Design
Construction TypeWood
Lot Area8,000 sqft (0.184 acres)
Lot Dimensions100 ft deep x 80 ft wide
Garage Area432 sqft
Parking Spaces2 Parking Spaces
PorchPorch

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address4865 CLOUD DR
CitySAN JOSE
StateCA
Zip95111-2626
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 5972 BOOK 402 PAGE 24 PAGE 25 LOT 18
Legal SubdivisionTRACT NO 5972
Legal Tract5972
Legal Lot Number18
JurisdictionSANTA CLARA CA
Township / Civil DivisionSAN JOSE
Census Block Group2
Census Block2004
Census Tract512056

Owner

Source: Santa Clara County records · APN 684-16-059

Assessment roll updated July 27, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4865 CLOUD DR, SAN JOSE, CA 95111-2626
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Oct 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MORTGAGE LLC
Oct 04, 2017Deed of Trust, Mortgage · Conventional Mortgage
MR COOPER

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateJul 12, 2024
Transfer Doc0025663670
Record UpdatedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address4865 CLOUD DR, SAN JOSE, CA 95111-2626
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address4865 CLOUD DR, SAN JOSE, CA 95111-2626

Mortgage

Document Number0024677980
DateOct 29, 2020
Instrument24677980
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueNov 01, 2030

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address4865 CLOUD DR, SAN JOSE, CA 95111-2626
Document Number0023783498
Instrument DateOct 04, 2017
Transaction TypeMortgage
Record UpdatedOct 31, 2017
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address4865 CLOUD DR SAN JOSE CA 951112626, SAN JOSE, CA 95111-2626

Mortgage

Document Number0023783498
DateOct 24, 2017
Instrument23783498
Lender
NameMR COOPER
AddressDALLAS, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 23, 2032

Tax Assessment & Valuation

Source: Santa Clara County records · Assessment roll updated July 27, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalitySan Jose City
Secondary School DistrictEast Side Union High School District (09 - 12)
Elementary School DistrictOak Grove Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$297,699 (+2%) Land $117,122 Building $180,577
2025$5,842.00 (+5.24%) Homeowner's exemption$291,863 (+4.04%) Land $114,826 Building $177,037
2023$5,551.00 (+1.2%) Homeowner's exemption$280,531 Land $110,368 Building $170,163
2022$5,485.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), updated January 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone D
Special Flood Hazard AreaNo
Flood HazardUndetermined
not studied
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 587 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless1,000 / 75
Sail Internet HoldingsFixed Wireless (unlicensed)500 / 100
Etheric Communications, LLC.Fixed Wireless (licensed-by-rule)250 / 100

May also be available at this address: AT&T, T-Mobile USA, Ridge Wireless. Availability varies by address; speeds are provider-advertised maximums, not measured.

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