Osceola County property record for 4865 Citrus Oak Ln, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,019 sqft · built 1994 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Company Name on Record |
| Last Sale | $287,500 (Mar 2015) |
| Tax Bill | $7,900 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 92965 |
| Primary APN | 92965 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,019 sqft Heated Area |
| Gross Area | 3,945 sqft |
| 1st Floor Area | 2,287 sqft |
| Upper Floors Area | 732 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Exterior Material | Aluminum Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Finished |
| Garage Area | 2,196 sqft |
| Parking Spaces | 10 Parking Spaces |
| Pool Area | 480 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 442 sqft |
| Deck Area | 588 sqft |
| Fence | Fence |
| Utility Building | 64 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 92965 |
|---|---|
| Street Address | 4865 CITRUS OAK LN |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8901 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OAR1 |
| Legal Description | RUNNYMEDE OAK UNREC TRACT 60 AKA RUNNYMEDE BLK 75, E 21 FT LOT 3 & E 21 FT LOT 14, ALL LOTS 4 & 13 & W 36 FT LOT 5 & W 36 FT |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 31 |
| Legal Subdivision | RUNNYMEDE OAK UNREC |
| Legal Tract | 60 |
| Legal Block | 75 |
| Legal Lot Number | 3 13 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1047 |
| Census Tract | 43600 |
Source: Osceola County records, as of December 11, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | FAZANTLAAN 20 |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 6, 2015 · Amount on Record |
| Deed Sale | Mar 6, 2015 · Amount on Record |
| Prior Sale | Mar 6, 2015 · Amount on Record |
| Deed Document Number | 0047442983 |
| Deed Book / Page | 004744 / 002983 |
| Last Transfer Date | Jun 18, 2015 |
| Transfer Doc | 0047952761 |
| Record Updated | Jun 8, 2026 |
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,900.00 (+12.09%) | $518,800 (+8.88%) Land $95,000 Building $423,800 | $518,800 (+8.88%) Land $95,000 Building $423,800 |
| 2023 | $7,048.00 (+11.84%) | $476,500 (+15.91%) Land $85,000 Building $391,500 | $476,500 (+15.91%) Land $85,000 Building $391,500 |
| 2022 | $6,302.00 | $411,100 Land $70,000 Building $341,100 | $411,100 Land $70,000 Building $341,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 278 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 278 in force |
| Nearby Flood Claims | 24 (1994–2022) |
| Claims Outside the SFHA | 2 of 24 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 45% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
May also be available: CenturyLink, Spectrum.
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