Monroe County property record for 4865 Catherine Ct, Monroe, MI 48161
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $185,000 (Mar 2012) |
| Tax Bill | $3,853 (2025) |
| Deeds & Mortgages | Nov 2025 Second Mortgage Nov 2023 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-280-012-00 |
| Primary APN | 12-280-012-00 |
|---|
| Lot Area | 21,780 sqft (0.5 acres) |
|---|
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4865 CATHERINE CT |
|---|---|
| City | MONROE |
| State | MI |
| Zip | 48161-9593 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAP 46 CANTERBURY FARMS PLAT 1 LOT 12 |
| Legal Subdivision | CANTERBURY FARMS 1 |
| Legal Lot Number | 12 |
| Jurisdiction | MONROE MI |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 832500 |
4865 Catherine Ct is owned and occupied by two individuals who bought it in March 2012.
Source: Monroe County records, as of September 3, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4865 CATHERINE CT, MONROE, MI 48161-9593 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 26, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage LAKE TRUST CU |
| Nov 20, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage LAKE TRUST CU |
| Jul 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Jun 9, 2017 | Deed of Trust, Mortgage · Conventional Mortgage LAKE TR CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 30, 2012 · Amount on File |
| Deed Sale | Mar 30, 2012 · Amount on File |
| Prior Sale | Dec 1, 2011 · Amount on File |
| Deed Document Number | 20127082 |
| Prior Transfer Date | Nov 17, 2011 |
| Prior Transfer Doc | 0000021100 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 4865 CATHERINE CT, MONROE, MI 48161-9593 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4865 CATHERINE CT, MONROE, MI 48161-9593 |
| Document Number | 0000019559 |
|---|---|
| Date | Nov 26, 2025 |
| Instrument | 2025R19559 |
| Name | LAKE TRUST CU |
|---|---|
| Type | Credit Union |
| Address | BRIGHTON, MI 48114 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 10, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 4865 CATHERINE CT, MONROE, MI 48161-9593 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4865 CATHERINE CT, MONROE, MI 48161-9593 |
| Document Number | 0000017112 |
|---|---|
| Date | Nov 20, 2023 |
| Instrument | 2023R17112 |
| Name | LAKE TRUST CU |
|---|---|
| Type | Credit Union |
| Address | BRIGHTON, MI 48114 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 22, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 4865 CATHERINE CT, MONROE, MI 48161-9593 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2021 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|---|
| Address | 4865 CATHERINE CT, MONROE, MI 48161-9593 |
| Document Number | 2021R18992 |
|---|---|
| Date | Jul 20, 2021 |
| Instrument | 2021R18992 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 4865 CATHERINE CT, MONROE, MI 48161-9593 |
| Document Number | 0000012899 |
| Instrument Date | Jun 9, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4865 CATHERINE CT MONROE MI 481619593, MONROE, MI 48161-9593 |
| Document Number | 0000012899 |
|---|---|
| Date | Jun 19, 2017 |
| Instrument | 12899 |
| Name | LAKE TR CU |
|---|---|
| Type | Funding / Finance Company |
| Address | BRIGHTON, MI 48114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 18, 2032 |
The 2025 property tax bill for 4865 Catherine Ct was $3,853 with a homeowner's exemption.
Source: Monroe County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| County Subdivision | Monroe Charter Township |
| Unified School District | Monroe Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $179,750 Land $179,750 | $359,500 Land $359,500 | |
| 2025 | $3,853.00 Homeowner's exemption | ||
| 2023 | $3,339.00 Homeowner's exemption | $143,450 | $286,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4865 Catherine Ct in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 62 policies |
| Nearby Flood Policies | 62 in force |
| Nearby Flood Claims | 8 (1980–2023) |
| Most Recent Claim | Aug 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4865 Catherine Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONROE serves 49,467 people · EPA ID MI0004450 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| AT&T DSL | 100 / 20 |
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