48645 Southway Dr, Macomb, MI 48044 Property Records

Macomb County property record for 48645 Southway Dr, Macomb, MI 48044

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,591 sqft · built 1998
Lot Size	0.203 acres (8,843 sqft)
Owner	Trust Name on File
Last Sale	$202,797 (Dec 1998)
Tax Bill	$5,016 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`20-08-27-128-031`

Property Details

APN / Parcel Number

Primary APN	`20-08-27-128-031`
Alternative APN	`0827128031`

Interior

Full Baths	2 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,591 sqft Living Area
1st Floor Area	1,704 sqft
Basement Area	1,704 sqft
Unfinished Basement	1,704 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1999
Architectural Style	Split Level
Lot Area	8,843 sqft (0.203 acres)
Lot Dimensions	123 ft deep x 72 ft wide
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	48645 SOUTHWAY DR
City	MACOMB
State	MI
Zip	48044-2247
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	DEERFIELD PARK SOUTH SUB #2 LOT 166 LIBER: 122 PAGES: 1-6
Legal Subdivision	DEERFIELD PARK SOUTH SUB
Legal Lot Number	166
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	1
Census Block	1006
Census Tract	224101

Owner

48645 Southway Dr is owner-occupied and held in a trust since March 2021.

Source: Macomb County records, as of October 19, 2026

Owner of Record	Trust Name on File
Mailing Address	48645 SOUTHWAY DR, MACOMB, MI 48044-2247
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2023	Deed of Trust, Mortgage · Line of Credit CHRISTIAN FINANCIAL CU
Apr 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUPERIOR NATIONAL BANK
May 6, 2021	Intrafamily Transfer, Transfer
Aug 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN H/O ASSISTANCE
Jun 2, 2018	Loan Modification, Mortgage · Conventional Mortgage SHELLPOINT MTG SVCNG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 1998 · Amount on File
Deed Sale	Dec 4, 1998 · Amount on File
Last Transfer Date	Mar 8, 2021
Transfer Doc	0002176430
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	48645 SOUTHWAY DR, MACOMB, MI 48044-2247
Transaction Type	Mortgage
Record Updated	Aug 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48645 SOUTHWAY DR, MACOMB, MI 48044-2247

Mortgage

Document Number	2300059934
Date	Jul 12, 2023
Book Page	29207/835
Instrument	202300059934

Lender

Name	CHRISTIAN FINANCIAL CU
Type	Credit Union
Address	STERLING HEIGHTS, MI 48312

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 11, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	48645 SOUTHWAY DR, MACOMB, MI 48044-2247
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48645 SOUTHWAY DR, MACOMB, MI 48044-2247

Mortgage

Document Number	2102166793
Date	Apr 27, 2021
Book Page	27627/612
Instrument	202102166793

Lender

Name	SUPERIOR NATIONAL BANK
Type	Bank
Address	HANCOCK, MI 49930

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACOMB MI
Recording Date	May 6, 2021
Property Address	48645 SOUTHWAY DR, MACOMB, MI 48044-2247
Document Number	2102176430
Book / Page	27678 / 331
Map Reference	LB 122 PG 1-6
Instrument Date	Mar 8, 2021
Instrument	202102176430
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	48645 SOUTHWAY DR, MACOMB, MI 48044-2247

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	48645 SOUTHWAY DR, MACOMB, MI 48044-2247
Document Number	0000099430
Instrument Date	Aug 20, 2018
Transaction Type	Mortgage
Record Updated	Sep 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	48645 SOUTHWAY DR MACOMB MI 480442247, MACOMB, MI 48044-2247

Mortgage

Document Number	0000099430
Date	Sep 6, 2018
Book Page	025561/000855
Instrument	99430

Lender

Name	MICHIGAN H/O ASSISTANCE
Address	LANSING, MI 48912

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MACOMB MI
Property Address	48645 SOUTHWAY DR, MACOMB, MI 48044-2247
Document Number	0000097957
Instrument Date	Jun 2, 2018
Transaction Type	Mortgage
Record Updated	Sep 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48645 SOUTHWAY DR MACOMB MI 480442247, MACOMB, MI 48044-2247

Mortgage

Document Number	0000097957
Date	Sep 4, 2018
Book Page	025553/000676
Instrument	97957

Lender

Name	SHELLPOINT MTG SVCNG
Address	GREENVILLE, SC 29601

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 48645 Southway Dr was $5,016 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	Chippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$232,700	$465,400
2025	$5,016.00
2023		$193,300	$386,600
2022	$4,638.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48645 Southway Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 48645 Southway Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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