Charles County property record for 4864 Upton Ct, Waldorf, MD 20602 · Last verified July 2026
| Property Type | Townhouse |
|---|---|
| Details | 1 ba · 1,056 sqft · built 1977 |
| Lot Size | 0.17 acres (7,408 sqft) |
| Owner | Company Name on File |
| Last Sale | $253,000 (Jun 2022) |
| Tax Bill | $7,663 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Line of Credit Jun 2021 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-078958 |
| Primary APN | 06-078958 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,056 sqft Living Area |
| 1st Floor Area | 572 sqft |
| Utility Area | 24 sqft |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,408 sqft (0.17 acres) |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 078958 |
|---|---|
| Street Address | 4864 UPTON CT |
| City | WALDORF |
| State | MD |
| Zip | 20602-1525 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | L-24-A B-87 S-VII DUPLEX ST CHARLES SUB-BANNISTER |
| Legal Subdivision | ST CHARLES SUB-BANNISTER |
| Legal Block | 87 |
| Legal Lot Number | 24A |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 850906 |
Source: Charles County records · APN 06-078958
Assessment roll updated September 22, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 43240 LIGHTHOUSE PL, CHANTILLY, VA 20152-5339 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jun 23, 2022 | Deed, Transfer · Line of Credit BANK OF CLARKE COUNTY |
| Jun 10, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jan 01, 2020 | Loan Modification, Mortgage · FHA Mortgage US BK |
| Dec 16, 2019 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Dec 08, 2017 | Deed, Transfer · FHA Mortgage FIRST HOME MORTGAGE CORP |
| Apr 05, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Apr 05, 2017 | Loan Modification, Mortgage · Conventional Mortgage US BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 23, 2022 · Amount on Record |
| Deed Sale | Jun 23, 2022 · Amount on Record |
| Prior Sale | Dec 08, 2017 · Amount on Record |
| Deed Book / Page | 12607 / 243 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Jun 23, 2022 |
| Property Address | 4864 UPTON CT, WALDORF, MD 20602-1525 |
| Document Number | 0126070243 |
| Book / Page | 12607 / 243 |
| Map Reference | MB PCM 23 PL 185 |
| Instrument Date | May 13, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jul 08, 2022 |
| Title Company | ATLAS TITLE, ATLAS TITLE & ESCROW INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,530.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 43240 LIGHTHOUSE PL, SOUTH RIDING, VA 20152-5339 |
| Document Number | 0012607251 |
|---|---|
| Date | Jun 23, 2022 |
| Instrument | 12607/251 |
| Name | BANK OF CLARKE COUNTY |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 4864 UPTON CT, WALDORF, MD 20602-1525 |
| Transaction Type | Mortgage |
| Record Updated | May 02, 2022 |
| Title Company | COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 4864 UPTON CT, WALDORF, MD 20602-1525 |
| Document Number | 0118720059 |
|---|---|
| Date | Jun 10, 2021 |
| Book Page | 11872/59 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 4864 UPTON CT, WALDORF, MD 20602-1525 |
| Document Number | 0109370395 |
| Instrument Date | Jan 01, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2020 |
| Title Company | COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 4864 UPTON CT WALDORF MD 206021525, WALDORF, MD 20602-1525 |
| Document Number | 0109370395 |
|---|---|
| Date | Jan 03, 2020 |
| Book Page | 010937/000395 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 02, 2050 |
| Rate | 4% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 4864 UPTON CT, WALDORF, MD 20602-1525 |
| Document Number | 0109370405 |
| Instrument Date | Dec 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2020 |
| Title Company | COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 4864 UPTON CT WALDORF MD 206021525, WALDORF, MD 20602-1525 |
| Document Number | 0109370405 |
|---|---|
| Date | Jan 03, 2020 |
| Book Page | 010937/000405 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 02, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Dec 08, 2017 |
| Property Address | 4864 UPTON CT, WALDORF, MD 20602-1525 |
| Document Number | 0100950040 |
| Book / Page | 10095 / 040 |
| Map Reference | MB PCM23 PL185 |
| Instrument Date | Nov 28, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Document Number | 0001009549 |
|---|---|
| Date | Dec 08, 2017 |
| Instrument | 10095/49 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 4864 UPTON CT, WALDORF, MD 20602-1525 |
| Document Number | 0098140365 |
| Instrument Date | Apr 05, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2017 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 4864 UPTON CT WALDORF MD 206021525, WALDORF, MD 20602-1525 |
| Document Number | 0098140365 |
|---|---|
| Date | May 03, 2017 |
| Book Page | 009814/000365 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 02, 2047 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 4864 UPTON CT, WALDORF, MD 20602-1525 |
| Document Number | 0098440362 |
| Instrument Date | Apr 05, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 4864 UPTON CT WALDORF MD 206021525, WALDORF, MD 20602-1525 |
| Document Number | 0098440362 |
|---|---|
| Date | May 24, 2017 |
| Book Page | 009844/000362 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 23, 2047 |
| Rate | 4.25% |
|---|
Source: Charles County records · Assessment roll updated September 22, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,663.00 (+156.89%) | $237,033 (+16.96%) | $271,500 (+23.52%) Land $95,000 Building $176,500 |
| 2023 | $2,983.00 | $202,667 | $219,800 Land $90,000 Building $129,800 |
Source: FEMA National Flood Hazard Layer, Charles County (24017C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240178509063, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2018, rainfall accumulation |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 292 locations within about half a mile of this property
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