St. Louis County property record for 4864 Timber Island, Tower, MN 55790
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 3 bd · 984 sqft |
| Lot Size | 4.5 acres (196,020 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,130 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 270-0020-01042 |
| Primary APN | 270-0020-01042 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 984 sqft Gross Area |
| 1st Floor Area | 1,008 sqft |
| Architectural Style | Rustic |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 196,020 sqft (4.5 acres) |
| Porch | Screened Porch |
|---|---|
| Porch Area | 192 sqft |
| Deck Area | 84 sqft |
| Patio Area | 520 sqft |
| Sauna | Sauna |
| Heating Fuel | Propane |
|---|
| Account Number | 1189728 |
|---|---|
| Street Address | 4864 TIMBER IS |
| City | TOWER |
| State | MN |
| Zip | 55790-1000 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | PART OF G.L.2 BEG 3184.70 FT W OF NE COROF SEC 12 THENCE S48DEG41'51"W 709.75 FTTHENCE N37DEG46'34"W 465 FT TO SHORETHENCE |
| Legal Range | 15W |
| Legal Township | 62N |
| Legal Section | 12 |
| Legal Subdivision | BREITUNG TOWN OF |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | BREITUNG |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 15402 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10010 DIFFLEY CT, INVER GROVE HEIGHTS, MN 55077-1019 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Breitung Township |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,130.00 (+2.96%) | ||
| 2025 | $3,040.00 (-3.37%) | $320,500 (+24.27%) Land $197,000 Building $123,500 | $320,500 (+24.27%) Land $197,000 Building $123,500 |
| 2024 | $3,146.00 | $257,900 (-1.68%) Land $167,800 Building $90,100 | $257,900 (-1.68%) Land $167,800 Building $90,100 |
| 2022 | $262,300 Land $167,800 Building $94,500 | $262,300 Land $167,800 Building $94,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 88% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 25 / 3 |
5G (outdoors only) and 4G LTE
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