4864 SE Pilot Way, Stuart, FL 34997 Property Records

Martin County property record for 4864 SE Pilot Way, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,689 sqft · built 1998
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$36,000 (Oct 1992)
Tax Bill	$3,095 (2024)
Deeds & Mortgages	Aug 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`39512`

Property Details

APN / Parcel Number

Primary APN	`39512`
Alternative APN	`49-38-41-006-008-00230-0`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,689 sqft Living Area
1st Floor Area	1,689 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1998
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	381 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	39512
Street Address	4864 SE PILOT WAY
City	STUART
State	FL
Zip	34997-2309
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	J O JACKSON'S ALLOTMENT S 112.5' OF N 387.5' OF W 90' OF E 420' OF W 3/4 OF TR 8 ALSO 1/50 UND INT IN TR AS IN OR 293 PG 358
Legal Range	41E
Legal Township	38S
Legal Section	49
Legal Subdivision	J O JACKSONS ALLOTMENT
Legal Tract	8
Legal Lot Number	23
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	1
Census Block	1007
Census Tract	1302

Owner

Source: Martin County records · APN 39512

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4864 SE PILOT WAY, STUART, FL 34997-2309
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 07, 1992 · Amount on Record
Deed Sale	Oct 07, 1992 · Amount on Record
Deed Document Number	0009792493
Record Updated	Jun 08, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	4864 SE PILOT WAY, STUART, FL 34997-2309
Document Number	0030772966
Instrument Date	Aug 13, 2019
Transaction Type	Mortgage
Record Updated	Sep 05, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4864 SE PILOT WAY STUART FL 349972309, STUART, FL 34997-2309

Mortgage

Document Number	0030772966
Date	Aug 20, 2019
Book Page	003077/002966
Instrument	2771034

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 19, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Martin County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$208,649 (+5.99%)	$538,410 (+9.86%) Land $225,000 Building $313,410
2024	$3,095.00 (+2.55%)
2023	$3,018.00 (+3.96%) Additional exemption filed	$196,864 (+3%)	$490,070 (+20.72%) Land $225,000 Building $265,070
2022	$2,903.00 Homeowner's exemption	$191,131	$405,970 Land $200,000 Building $205,970

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 167 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	253 units insured incl. 86 condo units
Nearby Flood Claims	16 (1994–2025)
Claims Outside the SFHA	6 of 16
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Frances, Sep 2004 · 5 claims Severe Flooding, Oct 1995 · 3 claims

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: TPC ACC Acquisition.

Based on FCC filings for 244 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MARTIN CO UTILITIES serves 104,105 people
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.