4864 Bethlehem Rd, Preston, MD 21655 Property Records

Caroline County property record for 4864 Bethlehem Rd, Preston, MD 21655

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,863 sqft · built 1996
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$23,000 (Jun 1996)
Tax Bill	$2,674 (2026)
Deeds & Mortgages	Jun 2023 Mortgage Nov 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`04-020111`

Property Details

APN / Parcel Number

Primary APN	`04-020111`
Alternative APNs	`4020111` `020111`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,863 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Deck Area	130 sqft
Shed	1 Shed
Shed Area	150 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	020111
Street Address	4864 BETHLEHEM RD
City	PRESTON
State	MD
Zip	21655-1547
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VN
Legal Description	1.0 AC NW/S BETH RD S OF BETHLEHEM
Legal Subdivision	ANTHONY CO
Jurisdiction	CAROLINE MD
Township / Civil Division	4, PRESTON
Census Block Group	3
Census Block	3023
Census Tract	955500

Owner

Source: Caroline County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4864 BETHLEHEM RD, PRESTON, MD 21655-1547
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2023	Deed of Trust, Mortgage · Conventional Mortgage NATIONWIDE MORTGAGE BANKERS INC
Nov 3, 2022	Deed of Trust, Mortgage · FHA Mortgage NATIONWIDE MORTGAGE BANKERS INC
Mar 17, 2020	Loan Modification, Mortgage · Conventional with PMI MIDFIRST BK
Feb 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage HUD-HOUSING/URBAN DEV
Jun 26, 2017	Deed of Trust, Mortgage · FHA Mortgage FELLOWSHIP HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 1996 · Amount on Record
Deed Sale	Jun 14, 1996 · Amount on Record
Deed Document Number	1996428
Deed Book / Page	300 / 261
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE MD
Property Address	4864 BETHLEHEM RD, PRESTON, MD 21655-1547
Transaction Type	Mortgage
Record Updated	Jun 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4864 BETHLEHEM RD, PRESTON, MD 21655-1547

Mortgage

Document Number	0016300242
Date	Jun 1, 2023
Book Page	1630/242

Lender

Name	NATIONWIDE MORTGAGE BANKERS INC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE MD
Property Address	4864 BETHLEHEM RD, PRESTON, MD 21655-1547
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016030179
Date	Nov 3, 2022
Book Page	1603/179

Lender

Name	NATIONWIDE MORTGAGE BANKERS INC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CAROLINE MD
Property Address	4864 BETHLEHEM RD, PRESTON, MD 21655-1547
Document Number	0014090280
Instrument Date	Mar 17, 2020
Transaction Type	Mortgage
Record Updated	Jun 4, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4864 BETHLEHEM RD PRESTON MD 216551547, PRESTON, MD 21655-1547

Mortgage

Document Number	0014090280
Date	Apr 6, 2020
Book Page	001409/000280

Lender

Name	MIDFIRST BK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 5, 2050

Interest

Rate Type	Fixed Rate
Rate	4%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE MD
Property Address	4864 BETHLEHEM RD, PRESTON, MD 21655-1547
Document Number	0014070230
Instrument Date	Feb 14, 2020
Transaction Type	Mortgage
Record Updated	Jun 2, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4864 BETHLEHEM RD PRESTON MD 216551547, PRESTON, MD 21655-1547

Mortgage

Document Number	0014070230
Date	Mar 26, 2020
Book Page	001407/000230

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 25, 2050

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE MD
Property Address	4864 BETHLEHEM RD, PRESTON, MD 21655-1547
Document Number	0012650206
Instrument Date	Jun 26, 2017
Transaction Type	Mortgage
Record Updated	Jun 4, 2020
Title Company	QUICK CLOSE SERVICES INC, QUICK CLOSE SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4864 BETHLEHEM RD PRESTON MD 216551547, PRESTON, MD 21655-1547

Mortgage

Document Number	0012650206
Date	Jul 5, 2017
Book Page	001265/000206

Lender

Name	FELLOWSHIP HM LOANS
Address	JERICHO, NY 11753

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 4, 2047

Tax Assessment & Valuation

Source: Caroline County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Caroline County
Unified School District	Caroline County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,674.00 (+3.44%) Homeowner's exemption	$273,200 (+31.54%) Land $60,000 Building $213,200	$273,200 (+31.54%) Land $60,000 Building $213,200
2025	$2,585.00 (+13.98%)
2023	$2,268.00 Homeowner's exemption	$207,700 Land $60,000 Building $147,700	$207,700 Land $60,000 Building $147,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	9 (2003–2024)
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 88% of Maryland
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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