48634 Lafayette Dr, Macomb, MI 48044 Property Records

Macomb County property record for 48634 Lafayette Dr, Macomb, MI 48044

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,287 sqft · built 1998
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on Record
Last Sale	$445,000 (Aug 2026)
Tax Bill	$5,119 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jun 2018 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`20-08-30-229-008`

Property Details

APN / Parcel Number

Primary APN	`20-08-30-229-008`
Alternative APN	`0830229008`

Interior

Full Baths	2 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,287 sqft Living Area
1st Floor Area	1,122 sqft
Basement Area	1,122 sqft
Unfinished Basement	1,122 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1999
Roof Type	Gable
Lot Area	16,117 sqft (0.37 acres)
Lot Dimensions	224 ft deep x 72 ft wide
Garage Area	486 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	48634 LAFAYETTE DR
City	MACOMB
State	MI
Zip	48044-5628
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	STRAWBERRY KNOLLS SUB LOT 43 LIBER: 131 PAGES: 10-14
Legal Subdivision	STRAWBERRY KNOLLS SUB
Legal Lot Number	43
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	1
Census Block	1002
Census Tract	224300

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	48634 LAFAYETTE DR, MACOMB, MI 48044-5628
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage SIRVA MORTGAGE INC
Jun 4, 2018	Deed of Trust, Mortgage · Construction Mortgage THE HUNTINGTON NATIONAL BANK
Apr 21, 2021	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Aug 20, 2021	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS LLC
May 3, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2026 · Amount on Record
Deed Sale	Aug 6, 2026 · Amount on Record
Prior Sale	Aug 20, 2021 · Amount on Record
Deed Document Number	202675018
Deed Book / Page	30799 / 941
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Recording Date	Aug 5, 2026
Property Address	48634 LAFAYETTE DR, MACOMB, MI 48044-5628
Document Number	0000074663
Book / Page	30798 / 146
Instrument Date	Aug 5, 2026
Instrument	202674663
Transaction Type	Mortgage
Record Updated	Aug 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2410 PLYMOUTH ST, MIDLAND, MI 48642-6802
Investor	Possibly a Property Investor

Mortgage

Document Number	0000074663,
Date	Aug 5, 2026
Book Page	30798/146
Instrument	202674663

Lender

Name	SIRVA MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	48634 LAFAYETTE DR, MACOMB, MI 48044-5628
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000062736
Date	Jun 4, 2018
Book Page	25393/357
Instrument	8062736

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	359 Months
Due	May 8, 2048

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	48634 LAFAYETTE DR, MACOMB, MI 48044-5628
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48634 LAFAYETTE DR, MACOMB, MI 48044-5628

Mortgage

Document Number	2102161532
Date	Apr 21, 2021
Book Page	27587/528
Instrument	202102161532

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Mar 29, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Aug 20, 2021
Property Address	48634 LAFAYETTE DR, MACOMB, MI 48044-5628
Document Number	2102223799
Book / Page	27930 / 611
Map Reference	LB 131 PG 10-14
Instrument Date	Jul 22, 2021
Instrument	202102223799
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,970.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	48634 LAFAYETTE DR, 48634, MACOMB, MI 48044-5628

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48634 LAFAYETTE DR, MACOMB, MI 48044-5628

Mortgage

Document Number	2102231472
Date	Sep 2, 2021
Book Page	27971/698
Instrument	202102231472

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2051

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACOMB MI
Recording Date	May 3, 2019
Property Address	48634 LAFAYETTE DR, MACOMB, MI 48044-5628
Document Number	0000049283
Book / Page	025938 / 000851
Instrument Date	May 2, 2019
Instrument	49283
Transaction Type	Transfer
Record Updated	May 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	22407 OCONNOR ST ST CLAIR SHORES MI 480804121, ST CLAIR SHORES, MI 48080-4121

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	Utica Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$218,500 (+20.39%)	$437,000 (+20.39%)
2025	$5,119.00 (+1.55%)
2023		$181,500	$363,000
2022	$5,041.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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