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4863 Window Cliff Rd, Baxter, TN 38544 Property Records

Putnam County property record for 4863 Window Cliff Rd, Baxter, TN 38544

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 680 sqft · built 2025
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on File
Last Sale$60,000 (Dec 2022)
Tax Bill$1,054 (2025)
Deeds & MortgagesMar 2025 Construction Loan
Dec 2022 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN071111 01200

Property Details

APN / Parcel Number

Primary APN071111 01200
Alternative APN
  • 111 01200

Interior

Bedrooms1 Bed
Full Baths1 Bath
Stories1 Story
Building Area680 sqft Living Area
1st Floor Area980 sqft
FlooringHardwood
Interior WallsWood

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Architectural StyleMobile/Manufactured
Exterior MaterialMetal
Roof TypeShed Roof
Roof MaterialMetal
Lot Area43,560 sqft (1 acres)
Lot Dimensions350 ft deep x 150 ft wide
TerrainRolling
Deck Area280 sqft
Patio Area264 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Heating FuelElectric
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address4863 WINDOW CLIFF RD
CityBAXTER
StateTN
Zip38544-4950
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 08, COUNTY AREA: N01
Legal SubdivisionSTATE PLACE SUBDIVISION
JurisdictionPUTNAM TN
Township / Civil Division7
Census Block Group3
Census Block3023
Census Tract1100

Owner

4863 Window Cliff Rd is owned by two individuals who bought it in December 2022.

Source: Putnam County records, as of January 26, 2026

Owner of Record2 Individual Names on File
Mailing Address1401 S MAPLE AVE, COOKEVILLE, TN 38506-6285
Owner TypeIndividual
VestingEt Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 10, 2025Deed of Trust, Mortgage · Construction Mortgage
PUTNAM 1ST MERCANTILE BANK
Dec 5, 2022Warranty Deed, Transfer
Aug 11, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 5, 2022 · Amount on File
Deed SaleDec 5, 2022 · Amount on File
Prior SaleOct 26, 2006
Deed Document Number2022281420
Deed Book / Page1447 / 355
Prior Transfer DateAug 10, 2022
Prior Transfer Doc0001424730
Record UpdatedSep 20, 2026

March 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM TN
Property Address4863 WINDOW CLIFF RD, BAXTER, TN 38544-4950
Transaction TypeMortgage
Record UpdatedJan 26, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address901 S WILLOW AVE, COOKEVILLE, TN 38501-4105

Mortgage

Document Number0000160297
DateMar 10, 2025
Book Page1602/97
Instrument308482
Lender
NamePUTNAM 1ST MERCANTILE BANK
TypeBank
AddressCOOKEVILLE, TN 38501
Agreement
TypeConstruction Mortgage
AmountAmount on Record

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPUTNAM TN
Recording DateDec 5, 2022
Property Address4863 WINDOW CLIFF RD, BAXTER, TN 38544-4950
Document Number0001447355
Book / Page1447 / 355
Instrument DateDec 2, 2022
Instrument281420
Transaction TypeTransfer
Record UpdatedJan 26, 2026

Transaction

AmountAmount on Record
Tax$222.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1401 S MAPLE AVE, COOKEVILLE, TN 38506-6285

August 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPUTNAM TN
Recording DateAug 11, 2022
Property Address4863 WINDOW CLIFF RD, BAXTER, TN 38544-4950
Document Number0001424730
Book / Page1424 / 730
Instrument DateAug 10, 2022
Instrument277446
Transaction TypeTransfer
Record UpdatedJan 26, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Partial Interest
  • Partial Parcel

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4863 WINDOW CLIFF RD, BAXTER, TN 38544-4950

Tax Assessment & Valuation

The 2025 property tax bill for 4863 Window Cliff Rd was $1,054.

Source: Putnam County assessment roll, as of January 26, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyPutnam County
Unified School DistrictPutnam County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,054.00$39,640 Land $5,200 Building $34,440
2023$10,650 Land $3,250 Building $7,400
2022$163.00
2021$99,100 Land $13,000 Building $86,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4863 Window Cliff Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4863 Window Cliff Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOOKEVILLE BOAT DOCK RD U.D.
serves 9,345 people · EPA ID TN0000134
Water SourcePurchased surface water from COOKEVILLE WATER DEPT
Last State InspectionFeb 2025
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Twin Lakes
Fiber		8,000 / 8,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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