Oswego County and Palermo Town property record for 4863 State Rte 3, Central Square, NY 13036
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,059 sqft · built 1945 |
| Lot Size | 1.2 acres (52,272 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $122,000 (Oct 2022) |
| Tax Bill | $2,748 (2026) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 354400 170.00-04-15.01 |
| Primary APN | 354400 170.00-04-15.01 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,059 sqft Living Area |
| 1st Floor Area | 1,059 sqft |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Traditional |
| Exterior Material | Concrete |
| Foundation Type | Raised |
| Lot Area | 52,272 sqft (1.2 acres) |
| Garage Type | Attached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 4863 STATE ROUTE 3 |
|---|---|
| City | CENTRAL SQUARE |
| State | NY |
| Zip | 13036-2243 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Description | LOT 2 398-001-000 |
| Legal Subdivision | CURTENIUS TRACT |
| Legal Block | 4 |
| Legal Lot Number | 15.010 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | PALERMO |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 20800 |
Source: Oswego County and Palermo Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4863 STATE ROUTE 3, CENTRAL SQUARE, NY 13036-2243 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 13, 2022 · Amount on Record |
| Deed Sale | Oct 13, 2022 · Amount on Record |
| Prior Sale | Oct 28, 2010 |
| Deed Document Number | 202211134 |
| Prior Transfer Date | Oct 22, 2010 |
| Prior Transfer Doc | 0000010115 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Oct 13, 2022 |
| Property Address | 4863 STATE ROUTE 3, CENTRAL SQUARE, NY 13036-2243 |
| Document Number | 0000001134 |
| Instrument Date | Oct 6, 2022 |
| Instrument | R-2022-011134 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2022 |
| Title Company | NOT AVAILABLE, OSWEGO VALLEY ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $488.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4863 STATE ROUTE 3, 4863, CENTRAL SQUARE, NY 13036-2243 |
| Name | Verified Name |
|---|---|
| Address | 4863 STATE ROUTE 3, CENTRAL SQUARE, NY 13036-2243 |
| Investor | Possibly a Property Investor |
| Document Number | 0000001135 |
|---|---|
| Date | Oct 13, 2022 |
| Instrument | R-2022-011135 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
Source: Oswego County and Palermo Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| County Subdivision | Palermo Town |
| Unified School District | Mexico Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,748.00 (+7.98%) | ||
| 2025 | $2,545.00 | $76,500 (-) Land $16,200 Building $60,300 | $106,250 (+22.22%) Land $22,500 Building $83,750 |
| 2023 | $76,500 Land $16,200 Building $60,300 | $86,932 Land $18,409 Building $68,523 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
5G and 4G LTE (outdoors only)
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