4863 Palmetto Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 4863 Palmetto Dr, Oceanside, CA 92057

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,307 sqft · built 1987
Lot Size0.111 acres (4,843 sqft)
OwnerTrust Name on File
Last Sale$126,000 (Jun 1994)
Tax Bill$2,445 (2025)
Flood ZoneZone X (minimal risk)
APN157-640-18-00

Property Details

APN / Parcel Number

Primary APN157-640-18-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,307 sqft Living Area

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Lot Area4,843 sqft (0.111 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address4863 PALMETTO DR
CityOCEANSIDE
StateCA
Zip92057-5415
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-A
Legal DescriptionLOT 18 TR 010783
Legal SubdivisionMURRAY MISSION
Legal Tract010783
Legal Block1
Legal Lot Number18
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1000
Census Tract18520

Owner

4863 Palmetto Dr is held in a trust since June 1994.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordTrust Name on File
Mailing Address4863 PALMETTO DR, OCEANSIDE, CA 92057-5415
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 29, 1994 · Amount on File
Deed SaleJun 29, 1994 · Amount on File
Prior SaleDec 16, 1986 · Amount on File
Deed Document Number1994410037
Prior Transfer DateSep 16, 1993
Prior Transfer Doc0000648968
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 4863 Palmetto Dr was $2,445.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$218,399 (+2%) Land $65,507 Building $152,892
2025$2,445.00$214,118 Land $64,223 Building $149,895
2023$2,324.00 (+1.53%)$205,805 Land $61,730 Building $144,075
2022$2,289.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4863 Palmetto Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4863 Palmetto Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 96% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

May also be available: T-Mobile.

Nearby Properties on Palmetto Dr

Nearby Streets

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