4863 Melbourne Rd, Baltimore, MD 21229 Property Records

Baltimore City property record for 4863 Melbourne Rd, Baltimore, MD 21229

Property Summary

Property Type	Townhouse
Details	1 ba · 1,120 sqft · built 1965
Lot Size	0.043 acres (1,904 sqft)
Owner	2 Individual Names on Record
Last Sale	$185,000 (Feb 2026)
Tax Bill	$2,617 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Feb 2026 Second Mortgage + 6 more
APN	`25-01-8146-074`

Property Details

APN / Parcel Number

Primary APN	`25-01-8146-074`
Alternative APNs	`018146 074` `8146-074`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,120 sqft Living Area
1st Floor Area	448 sqft
Basement Area	224 sqft
Finished Basement	224 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Brick
Roof Material	Built-Up Asphalt
Lot Area	1,904 sqft (0.043 acres)
Lot Dimensions	119 ft deep x 16 ft wide
Garage Type	Carport
Garage Area	200 sqft
Carport	Carport
Carport Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	018146 074
Street Address	4863 MELBOURNE RD
City	BALTIMORE
State	MD
Zip	21229-4432
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R-6
Legal Description	16X119-11
Legal Block	8146
Legal Lot Number	74
Jurisdiction	BALTIMORE CITY MD
Township / Civil Division	BALTIMORE
Census Block Group	2
Census Block	2013
Census Tract	250101

Owner

Source: Baltimore City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4863 MELBOURNE RD, BALTIMORE, MD 21229-4432
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK AND TRUST CO INC
Feb 20, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEIGHBORS BANK
Feb 20, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEIGHBORS BANK
Feb 20, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEIGHBORS BANK
Feb 20, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEIGHBORS BANK
Feb 20, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEIGHBORS BANK
Feb 20, 2026	Assignment of Deed, Transfer · FHA Mortgage NEIGHBORS BANK
Nov 27, 2019	Deed of Trust, Mortgage · Line of Credit NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2026 · Amount on Record
Deed Sale	Feb 20, 2026 · Amount on Record
Prior Sale	Jul 26, 2005 · Amount on Record
Deed Book / Page	28791 / 316
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE CITY MD
Property Address	4863 MELBOURNE RD, BALTIMORE, MD 21229-4432
Transaction Type	Mortgage
Record Updated	Jul 1, 2026
Title Company	MARYLAND TITLE CENTER LLC, MARYLAND TRUST T&E LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0241150416
Date	Jan 12, 2022
Book Page	24115/416

Lender

Name	FIRST CITIZENS BANK AND TRUST CO INC
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE CITY MD
Property Address	4863 MELBOURNE RD, BALTIMORE, MD 21229-4432
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4863 MELBOURNE RD, BALTIMORE, MD 21229-4432

Mortgage

Document Number	0287910345
Date	Feb 20, 2026
Book Page	28791/345

Lender

Name	NEIGHBORS BANK
Type	Bank
Address	COLUMBIA, MO 65201

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Jan 1, 2036

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE CITY MD
Property Address	4863 MELBOURNE RD, BALTIMORE, MD 21229-4432
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4863 MELBOURNE RD, BALTIMORE, MD 21229-4432

Mortgage

Document Number	0287910345
Date	Feb 20, 2026
Book Page	28791/345

Lender

Name	NEIGHBORS BANK
Type	Bank
Address	COLUMBIA, MO 65201

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Jan 1, 2036

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE CITY MD
Property Address	4863 MELBOURNE RD, BALTIMORE, MD 21229-4432
Transaction Type	Mortgage
Record Updated	May 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4863 MELBOURNE RD, BALTIMORE, MD 21229-4432

Mortgage

Document Number	0287910345
Date	Feb 20, 2026
Book Page	28791/345

Lender

Name	NEIGHBORS BANK
Type	Bank
Address	COLUMBIA, MO 65201

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Jan 1, 2036

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE CITY MD
Property Address	4863 MELBOURNE RD, BALTIMORE, MD 21229-4432
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4863 MELBOURNE RD, BALTIMORE, MD 21229-4432

Mortgage

Document Number	0287910345
Date	Feb 20, 2026
Book Page	28791/345

Lender

Name	NEIGHBORS BANK
Type	Bank
Address	COLUMBIA, MO 65201

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Jan 1, 2036

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE CITY MD
Property Address	4863 MELBOURNE RD, BALTIMORE, MD 21229-4432
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4863 MELBOURNE RD, BALTIMORE, MD 21229-4432

Mortgage

Document Number	0287910345
Date	Feb 20, 2026
Book Page	28791/345

Lender

Name	NEIGHBORS BANK
Type	Bank
Address	COLUMBIA, MO 65201

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Jan 1, 2036

February 2026: Assignment of Deed, Transfer

Document Type	Assignment of Deed
Jurisdiction	BALTIMORE CITY MD
Recording Date	Feb 20, 2026
Property Address	4863 MELBOURNE RD, BALTIMORE, MD 21229-4432
Document Number	0287910316
Book / Page	28791 / 316
Instrument Date	Dec 31, 2025
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	MARYLAND TITLE WORKS UNLIMITED, MARYLAND TTL WORKS UNLIMITED

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$462.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4863 MELBOURNE RD, BALTIMORE, MD 21229-4432

Mortgage

Document Number	0028791326
Date	Feb 20, 2026
Instrument	28791/326

Lender

Name	NEIGHBORS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	299 Months
Due	Jan 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE CITY MD
Property Address	4863 MELBOURNE RD, BALTIMORE, MD 21229-4432
Document Number	0218240150
Instrument Date	Nov 27, 2019
Transaction Type	Mortgage
Record Updated	Feb 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4863 MELBOURNE RD BALTIMORE MD 212294432, BALTIMORE, MD 21229-4432

Mortgage

Document Number	0218240150
Date	Jan 30, 2020
Book Page	021824/000150

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jan 29, 2060

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Baltimore City assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
Municipality	Baltimore City
Unified School District	Baltimore City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,617.00 (-1.69%) Homeowner's exemption	$129,533 (+14.83%)	$137,900 (+22.25%) Land $35,000 Building $102,900
2023	$2,662.00 Homeowner's exemption	$112,800 Land $35,000 Building $77,800	$112,800 Land $35,000 Building $77,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 26 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	39 (1981–2026)
Claims Outside the SFHA	8 of 39
Most Recent Claim	Jun 2026
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Believe Broadband Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: AT&T.

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