4863 Bell Ave, Blue Ash (Cincinnati), OH 45242 Property Records

Hamilton County property record for 4863 Bell Ave, Blue Ash, OH 45242

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,392 sqft · built 2002
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Aug 2003)
Tax Bill	$3,810 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`612-0140-0076-00`

Property Details

APN / Parcel Number

Primary APN	`612-0140-0076-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,392 sqft Living Area
1st Floor Area	696 sqft
2nd Floor Area	696 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	150 ft deep x 101 ft wide
Garage Type	Attached
Garage Area	513 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4863 BELL AVE
City	BLUE ASH
State	OH
Zip	45242-3801
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SS BELL AVE 6342 SQ FT R1-T4-S11
Legal Range	01
Legal Township	04
Legal Section	11
Legal Subdivision	CRISPIN MEYERS GROVE
Legal Lot Number	237
Jurisdiction	HAMILTON OH
Township / Civil Division	BLUE ASH
Census Block Group	2
Census Block	2008
Census Tract	23521

Owner

4863 Bell Ave is owned and occupied by an individual who bought it in August 2003.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	4863 BELL AVE, BLUE ASH, OH 45242-3801
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2023	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jan 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2003 · Amount on File
Deed Sale	Aug 1, 2003 · Amount on File
Deed Document Number	03-448838
Deed Book / Page	9349 / 01369
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4863 BELL AVE, BLUE ASH, OH 45242-3801
Transaction Type	Mortgage
Record Updated	Dec 18, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4863 BELL AVE, BLUE ASH, OH 45242-3801

Mortgage

Document Number	0000072678
Date	Oct 12, 2023
Book Page	15020/190
Instrument	2023-0072678

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 10, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4863 BELL AVE, BLUE ASH, OH 45242-3801
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006701
Date	Jan 24, 2018
Instrument	18-0006701

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4863 Bell Ave was $3,810, up 2.5% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Blue Ash City
Unified School District	Sycamore Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,810.00 (+2.53%)	$87,868 (-) Land $13,244 Building $74,624
2024	$3,716.00 (-0.51%)	$87,868 (-) Land $13,244 Building $74,624
2023	$3,735.00 (-10.35%)	$87,868 (+7.81%) Land $13,244 Building $74,624	$251,050 Land $37,840 Building $213,210
2022	$4,166.00 Homeowner's exemption	$81,505 Land $9,205 Building $72,300
2020			$232,870 Land $26,300 Building $206,570

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4863 Bell Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1985)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 1985 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4863 Bell Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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