4862 Whitefish Stage Rd, Whitefish, MT 59937 Property Records

Flathead County property record for 4862 Whitefish Stage Rd, Whitefish, MT 59937

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,638 sqft · built 2003
Lot Size	9.63 acres (419,483 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,930 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Dec 2023 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R0744763`

Property Details

APN / Parcel Number

Primary APN	`R0744763`
Alternative APNs	`07-4185-17-4-01-25-0000` `0000006198`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,638 sqft Living Area
1st Floor Area	1,176 sqft
Upper Floors Area	462 sqft
Basement Area	1,176 sqft
Finished Basement	1,176 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	419,483 sqft (9.63 acres)

Exterior Amenities

Porch	Slab
Porch Area	224 sqft
Deck Area	64 sqft
Shed	1 Shed
Shed Area	80 sqft
Lean-To	128 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000006198
Street Address	4862 WHITEFISH STAGE RD
City	WHITEFISH
State	MT
Zip	59937-8544
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	S17, T30 N, R21 W, 15419-B, PARCEL N/A, TR 5AA IN SW4SE4
Legal Range	21W
Legal Township	30N
Legal Section	17
Legal Subdivision	CERTIFICATE OF SURVEY NO 15419
Jurisdiction	FLATHEAD MT
Township / Civil Division	WHITEFISH
Census Block Group	1
Census Block	1031
Census Tract	403

Owner

Source: Flathead County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4862 WHITEFISH STAGE RD, WHITEFISH, MT 59937-8544
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2025	Deed of Trust, Mortgage · Conventional Mortgage GLACIER BANK
Dec 28, 2023	Deed of Trust, Mortgage · Construction Mortgage GLACIER BANK
Apr 26, 2023	Intrafamily Transfer, Transfer INSURED TITLE, INSURED TITLES
Feb 7, 2022	Warranty Deed, Transfer
Aug 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage MANN MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2022
Deed Sale	Feb 7, 2022
Deed Document Number	20223319
Last Transfer Date	Apr 26, 2023
Transfer Doc	0000006158
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	4862 WHITEFISH STAGE RD, WHITEFISH, MT 59937-8544
Transaction Type	Mortgage
Record Updated	Nov 19, 2025
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4862 WHITEFISH STAGE RD, WHITEFISH, MT 59937-8544

Mortgage

Document Number	202500023085
Date	Oct 24, 2025
Instrument	202500023085

Lender

Name	GLACIER BANK
Type	Bank
Address	KALISPELL, MT 59901

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	4862 WHITEFISH STAGE RD, WHITEFISH, MT 59937-8544
Transaction Type	Mortgage
Record Updated	Jan 19, 2024
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4862 WHITEFISH STAGE RD, WHITEFISH, MT 59937-8544

Mortgage

Document Number	202300023027
Date	Dec 28, 2023
Instrument	202300023027

Lender

Name	GLACIER BANK
Type	Bank
Address	KALISPELL, MT 59901

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	8%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2032
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	13%
Index	12-Month MTA
Margin	3
Max Rate	13%

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLATHEAD MT
Recording Date	Apr 26, 2023
Property Address	4862 WHITEFISH STAGE RD, WHITEFISH, MT 59937-8544
Document Number	202300006158
Instrument Date	Apr 26, 2023
Instrument	202300006158
Transaction Type	Transfer
Record Updated	May 11, 2023
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4862 WHITEFISH STAGE RD, WHITEFISH, MT 59937-8544

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Feb 7, 2022
Property Address	4862 WHITEFISH STAGE RD, WHITEFISH, MT 59937-8544
Document Number	202200003319
Instrument Date	Jan 31, 2022
Instrument	202200003319
Transaction Type	Transfer
Record Updated	Feb 17, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1239, WHITEFISH, MT 59937-1239

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	4862 WHITEFISH STAGE RD, WHITEFISH, MT 59937-8544
Transaction Type	Mortgage
Record Updated	Aug 10, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900020235
Date	Aug 26, 2019
Instrument	201900020235

Lender

Name	MANN MORTGAGE LLC
Type	Mortgage Company
Address	KALISPELL, MT 59901

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 3, 2025

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Whitefish Elementary School District (PK - 08)
Secondary School District	Whitefish High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,930.00 (+39.55%)	$1,735,744 (+115.01%)	$1,735,744 (+115.01%) Land $547,194 Building $1,188,550
2023	$4,966.00	$807,300	$807,300 Land $295,427 Building $511,873

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 75% of Montana
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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