4862 Prosperity Pl, Cincinnati, OH 45238 Property Records

Hamilton County property record for 4862 Prosperity Pl, Cincinnati, OH 45238

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,102 sqft · built 1923
Lot Size0.27 acres (11,761 sqft)
Owner2 Individual Names on Record
Last Sale$135,000 (Feb 2021)
Tax Bill$2,922 (2025)
Deeds & MortgagesFeb 2021 Transfer
Feb 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN183-0002-0316-00

Property Details

APN / Parcel Number

Primary APN183-0002-0316-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories1 Story
Building Area2,102 sqft Living Area
Gross Area3,292 sqft
1st Floor Area1,190 sqft
2nd Floor Area912 sqft
Upper Floors Area912 sqft
Basement Area1,190 sqft

Exterior

Year BuiltBuilt 1923
Effective Year BuiltEffective 1923
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialAsphalt
Lot Area11,761 sqft (0.27 acres)
Lot Width50 ft Width
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Frame Porch
Porch Area285 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address4862 PROSPERITY PL
CityCINCINNATI
StateOH
Zip45238-4028
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF6
Legal Description4862 PROSPERITY PL 50 FT IRR LOT 46 HIRAM RULISONS1ST ADDN TO NORTH OVERLOO
Legal SubdivisionHIRAM RULISONS1ST ADD
Legal Lot Number46
JurisdictionHAMILTON OH
Township / Civil DivisionCINCINNATI
Census Block Group1
Census Block1000
Census Tract10005

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4862 PROSPERITY PL, CINCINNATI, OH 45238-4028
OccupancyOwner Occupied
Owner TypeIndividual
VestingRight of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Feb 2, 2021Affidavit of Death of Joint Tenant, Transfer
Feb 2, 2021Warranty Deed, Transfer · VA Mortgage
CARDINAL FINANCIAL COMPANY LP
Aug 16, 2019Warranty Deed, Transfer
LAWYERS TITLE/CINCINNATI INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 2, 2021 · Amount on Record
Deed SaleFeb 2, 2021 · Amount on Record
Prior SaleAug 16, 2019 · Amount on Record
Deed Document Number202114216
Deed Book / Page14346 / 1646
Prior Transfer DateJun 3, 2009
Prior Transfer Doc0000000292
Record UpdatedJun 8, 2026

February 2021: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionHAMILTON OH
Recording DateFeb 2, 2021
Property Address4862 PROSPERITY PL, CINCINNATI, OH 45238-4028
Document Number0000014215
Book / Page14346 / 1643
Map ReferenceMB 23 PG 79
Instrument DateJan 8, 2021
Instrument2021-0014215
Transaction TypeTransfer
Record UpdatedFeb 22, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateFeb 2, 2021
Property Address4862 PROSPERITY PL, CINCINNATI, OH 45238-4028
Document Number0000014216
Book / Page14346 / 1646
Map ReferenceMB 23 PG 79
Instrument DateJan 8, 2021
Instrument2021-0014216
Transaction TypeTransfer
Record UpdatedApr 10, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$540.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address4862 PROSPERITY PL, CINCINNATI, OH 45238-4028

Mortgage

Document Number0000014217
DateFeb 2, 2021
Instrument2021-0014217
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2051

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateAug 16, 2019
Property Address4862 PROSPERITY PL, CINCINNATI, OH 45238-4028
Document Number0000068417
Book / Page013982 / 000385
Instrument DateAug 5, 2019
Instrument68417
Transaction TypeTransfer
Record UpdatedSep 26, 2019
Title CompanyLAWYERS TITLE/CINCINNATI INC

Transaction

AmountAmount Recorded
Tax$246.60
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4862 PROSPERITY PL CINCINNATI OH 452384028, CINCINNATI, OH 45238-4028

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,922.00 (+3%)$47,250 (-) Land $6,349 Building $40,901$135,000 (-) Land $18,140 Building $116,860
2024$2,837.00 (-2.1%)$47,250 (-) Land $6,349 Building $40,901
2023$2,898.00 (-10.22%)$47,250 (-) Land $6,349 Building $40,901$135,000 (-) Land $18,140 Building $116,860
2022$3,228.00 Homeowner's exemption$47,250 Land $6,307 Building $40,943
2020$135,000 Land $18,020 Building $116,980

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 90% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 601 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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