4862 Hawaii Cv, Hernando, MS 38632 Property Records

DeSoto County property record for 4862 Hawaii Cv, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,345 sqft · built 1991
Lot Size	0.86 acres (37,467 sqft)
Owner	2 Individual Names on Record
Tax Bill	$393 (2025)
Deeds & Mortgages	May 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-09-9-30-01-0-00119-00`

Property Details

APN / Parcel Number

Primary APN	`3-09-9-30-01-0-00119-00`

Interior

Bedrooms	3 Beds
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,345 sqft Adjusted Area
1st Floor Area	1,260 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Composition/Composite
Roof Type	Gable
Roof Material	Shingle
Lot Area	37,467 sqft (0.86 acres)
Lot Dimensions	229 ft deep x 224 ft wide
Utility Building	480 sqft

Location & Zoning

Street Address	4862 HAWAII CV
City	HERNANDO
State	MS
Zip	38632-4000
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-R
Legal Description	KOKO REEF S-D SEC B LOT 119
Legal Range	009
Legal Township	03S
Legal Section	30
Legal Subdivision	KOKO REEF S-D
Legal Lot Number	119
Jurisdiction	DESOTO MS
Township / Civil Division	4
Census Block Group	2
Census Block	2018
Census Tract	71200

Owner

Source: DeSoto County records, as of December 23, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4862 HAWAII CV, HERNANDO, MS 38632-4000
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2022
Deed Sale	May 26, 2022
Prior Sale	Mar 17, 2016
Deed Book / Page	998 / 534
Prior Transfer Date	Aug 31, 2010
Prior Transfer Doc	0645000460
Record Updated	Sep 20, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	May 26, 2022
Property Address	4862 HAWAII CV, HERNANDO, MS 38632-4000
Document Number	000998/534
Book / Page	998 / 534
Map Reference	MB 7 PG 26-34
Instrument Date	May 20, 2022
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	NOT AVAILABLE, GUARDIAN TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	430 W COTTONWOOD AVE, 430, TATUM, NM 88267

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4862 HAWAII CV, HERNANDO, MS 38632-4000

Mortgage

Document Number	0005537518
Date	May 26, 2022
Instrument	5537/518

Lender

Name	EAGLE BANK & TRUST CO
Type	Bank

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$393.00 (+7.97%)	$8,401 (+37.65%) Land $1,000 Building $7,401	$84,009 (+37.65%) Land $10,000 Building $74,009
2023	$364.00	$6,103	$61,033 Land $10,000 Building $51,033

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Mar 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 50% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000

Cell Coverage

5G and 4G LTE (outdoors only)

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