48612 Duff Rd, Adams, OR 97810 Property Records

Umatilla County property record for 48612 Duff Rd, Adams, OR 97810

Property Summary

Property Type	Farm - Irrigated or Dry
Details	3 bd · 2 ba · 7,282 sqft · built 1950
Lot Size	4.66 acres (202,989 sqft)
Owner	2 Individual Names on Record
Last Sale	$740,000 (Aug 2025)
Tax Bill	$3,476 (2025)
Deeds & Mortgages	Sep 2021 Mortgage May 2020 Line of Credit
Flood Zone	Zone D (undetermined)
APN	`3N34000015990`

Property Details

APN / Parcel Number

Primary APN	`3N34000015990`
Alternative APNs	`116071.00` `116071`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	7,282 sqft Gross Area
1st Floor Area	3,140 sqft
Basement Area	1,152 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1978
Exterior Material	Wood
Roof Material	Metal
Lot Area	202,989 sqft (4.66 acres)
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	130 sqft
Deck Area	130 sqft
Patio Area	1,114 sqft
Shed	1 Shed
Shed Area	384 sqft
Utility Building	2,400 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	116071
Street Address	48612 DUFF RD
City	ADAMS
State	OR
Zip	97810-3023
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Local Zoning Code	AG-1
Legal Range	34
Legal Township	3N
Jurisdiction	UMATILLA OR
Township / Civil Division	UMATILLA RESERVATION
Census Block Group	1
Census Block	1063
Census Tract	940000

Owner

Source: Umatilla County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	48612 DUFF RD, ADAMS, OR 97810-3023
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 18, 2020	Deed of Trust, Mortgage · Line of Credit COLUMBIA STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2025 · Amount on Record
Deed Sale	Aug 14, 2025 · Amount on Record
Prior Sale	Dec 24, 2015 · Amount on Record
Deed Document Number	20256234
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UMATILLA OR
Property Address	48612 DUFF RD, ADAMS, OR 97810-3023
Transaction Type	Mortgage
Record Updated	Sep 29, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20217280575
Date	Sep 20, 2021
Instrument	2021-7280575

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	205 Months
Due	Oct 1, 2038

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UMATILLA OR
Property Address	48612 DUFF RD, ADAMS, OR 97810-3023
Transaction Type	Mortgage
Record Updated	Jun 2, 2020
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20207010265
Date	May 18, 2020
Instrument	2020-7010265

Lender

Name	COLUMBIA STATE BANK
Type	Bank
Address	WALLA WALLA, WA 99362

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 5, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Umatilla County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Umatilla County
Unified School District	Pendleton School District 16 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,476.00 (+3.89%)	$309,979 (+5.72%) Land $15,429 Building $294,550	$618,190 (-5.45%) Land $170,200 Building $447,990
2023	$3,346.00	$293,199 Land $15,539 Building $277,660	$653,840 Land $170,200 Building $483,640

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	13 (1996–2020)
Most Recent Claim	Feb 2020 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Feb 2020 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 42% of Oregon
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wtechlink Fixed Wireless	300 / 300

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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