4861 Simpson Rd, Loudon, TN 37774 Property Records

Loudon County property record for 4861 Simpson Rd, Loudon, TN 37774 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,560 sqft · built 1977
Lot Size7.5 acres (326,700 sqft)
Owner2 Individual Names on File
Last Sale$126,000 (May 2020)
Tax Bill$885 (2025)
Deeds & MortgagesAug 2022 Reverse Mortgage
May 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN058-004.00

Property Details

APN / Parcel Number

Primary APN058-004.00
Alternative APNs
  • 058 00400 000058
  • 0105805800400
  • 053058 00400

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,560 sqft Living Area
Gross Area2,680 sqft
1st Floor Area1,560 sqft
Basement Area864 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 2006
Architectural StyleCustom Design
Exterior MaterialSiding
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area326,700 sqft (7.5 acres)
TerrainRolling
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPatio
Porch Area256 sqft
Deck Area432 sqft
Patio Area432 sqft
Utility Building240 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerConnected

Location & Zoning

Street Address4861 SIMPSON RD
CityLOUDON
StateTN
Zip37774-3939
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description01 063 063 02002 000
JurisdictionLOUDON TN
Township / Civil Division4
Census Block Group2
Census Block2056
Census Tract60503

Owner

Source: Loudon County records · APN 058-004.00

Assessment roll updated December 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4861 SIMPSON RD, LOUDON, TN 37774-3939
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2022Deed of Trust, Mortgage · Reverse Mortgage
REVERSE MORTGAGE FUNDING LLC
May 28, 2020Warranty Deed, Transfer · Conventional Mortgage
FOOTHILLS FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 28, 2020 · Amount on Record
Deed SaleMay 28, 2020 · Amount on Record
Prior SaleMar 10, 2011
Deed Document Number20204904
Deed Book / Page422 / 585
Record UpdatedJun 08, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDON TN
Property Address4861 SIMPSON RD, LOUDON, TN 37774-3939
Transaction TypeMortgage
Record UpdatedAug 23, 2022
Title CompanyFNC TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4861 SIMPSON RD, LOUDON, TN 37774-3939

Mortgage

Document Number0T1612/361
DateAug 10, 2022
Book PageT1612/361
Instrument22009475
Lender
NameREVERSE MORTGAGE FUNDING LLC
TypeReverse Mortgage Lender
AddressBLOOMFIELD, NJ 07003
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term906 Months
DueFeb 25, 2098
Interest
Rate TypeAdjustable Rate
Rate5.63%
AdjustableAdjustable Rate Rider
Type Change DateOct 01, 2022
Change FrequencyMonthly
Index1-Year CMT
Max Rate10.6%

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLOUDON TN
Recording DateMay 28, 2020
Property Address4861 SIMPSON RD, LOUDON, TN 37774-3939
Document NumberD0422/585
Book / PageD0422 / 585
Instrument DateMay 21, 2020
Instrument20004904
Transaction TypeTransfer
Record UpdatedJul 26, 2021
Title CompanySOUTHERN TTL & ABSTRACT CO I

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$466.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4861 SIMPSON RD, LOUDON, TN 37774-3939

Mortgage

Document Number20004905
DateMay 28, 2020
Instrument20004905
Lender
NameFOOTHILLS FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term61 Months
DueJun 01, 2025

Tax Assessment & Valuation

Source: Loudon County records · Assessment roll updated December 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateTennessee
CountyLoudon County
Unified School DistrictLoudon County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$885.00$50,025 (-) Land $17,775 Building $32,250$200,100 (-) Land $71,100 Building $129,000
2024$885.00$50,025 (-) Land $17,775 Building $32,250
2023$50,025 Land $17,775 Building $32,250
2021$200,100 Land $71,100 Building $129,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Loudon County (47105C), updated May 16, 2007 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 60% of the US · above 81% of Tennessee
Wildfire LikelihoodAbout 1 in 599 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Simpson Rd

Nearby Streets

Search Property Records by Address or Parcel Number