4861 Luster Leaf Cir, Myrtle Beach, SC 29577 Property Records

Horry County property record for 4861 Luster Leaf Cir, Myrtle Beach, SC 29577

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,500 sqft · built 2006
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$290,000 (Jan 2022)
Tax Bill	$4,250 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`420-00-00-0375`

Property Details

APN / Parcel Number

Primary APN	`420-00-00-0375`
Alternative APN	`1741801767`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,500 sqft Living Area

Exterior

Year Built	Built 2006
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Old Parcel Number	1741801767
Street Address	4861 LUSTER LEAF CIR
City	MYRTLE BEACH
State	SC
Zip	29577-7642
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	MAGNOLIA POINTE HPR; UNIT 53-402
Legal Subdivision	MAGNOLIA POINTE HPR
Legal Unit	53-402
Jurisdiction	HORRY SC
Township / Civil Division	MYRTLE BEACH
Census Block Group	2
Census Block	2038
Census Tract	50102

Owner

4861 Luster Leaf Cir, a condominium, is owned by an individual who bought it in January 2022.

Source: Horry County records, as of February 5, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	18801 STATE RD, NORTH ROYALTON, OH 44133-6430
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2022 · Amount on File
Deed Sale	Jan 14, 2022 · Amount on File
Prior Sale	Jul 15, 2011 · Amount on File
Deed Document Number	0004505223
Deed Book / Page	4505 / 223
Record Updated	Jun 8, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HORRY SC
Recording Date	Jan 14, 2022
Property Address	4861 LUSTER LEAF CIR, MYRTLE BEACH, SC 29577-7642
Document Number	0045050223
Book / Page	4505 / 223
Instrument Date	Jan 6, 2022
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18801 STATE RD, NORTH ROYALTON, OH 44133-6430

Mortgage

Document Number	0065052279
Date	Jan 14, 2022
Instrument	6505/2279

Lender

Name	CARDINAL FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 4861 Luster Leaf Cir was $4,250.

Source: Horry County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Horry County
Unified School District	Horry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,250.00		$345,000 (-) Building $345,000
2024	$4,250.00 (+0.24%)	$20,700 (+43.9%) Building $20,700	$345,000 (+151.82%) Building $345,000
2023	$4,240.00	$14,385 Building $14,385	$137,000 Building $137,000
2021	$418.00	$14,385 Building $14,385	$137,000 Building $137,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4861 Luster Leaf Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 162 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	162 in force
Nearby Flood Claims	2 (2016–2019)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2019 · Hurricane Dorian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4861 Luster Leaf Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MYRTLE BEACH serves 49,375 people · EPA ID SC2610001
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HTC Fiber · Cable in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000