4861 Laurel Oak Dr, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 4861 Laurel Oak Dr, Pace, FL 32571

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,144 sqft · built 2006
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,876 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-1N-29-0411-00E00-0220`

Property Details

APN / Parcel Number

Primary APN	`02-1N-29-0411-00E00-0220`
Alternative APN	`N29102041100E000220`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,144 sqft Living Area
Gross Area	2,872 sqft
1st Floor Area	2,144 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	88 sqft
Patio Area	240 sqft
Shed	1 Shed
Shed Area	1 sqft
Gazebo	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4861 LAUREL OAK DR
City	MILTON
State	FL
Zip	32571-8015
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BRENTWOOD PHASE I LOT 22 BLK E AS DES IN OR 2627 PG 1481
Legal Range	29W
Legal Township	1N
Legal Section	02
Legal Subdivision	BRENTWOOD PHS I & II
Legal Block	E
Legal Lot Number	22
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	3
Census Block	3004
Census Tract	10704

Owner

Source: Santa Rosa County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4861 LAUREL OAK DR, MILTON, FL 32571-8015
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2022	Deed of Trust, Mortgage · Line of Credit INTOUCH CU
Aug 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Feb 15, 2020	Deed of Trust, Transfer · FHA Mortgage MR COOPER
Aug 9, 2018	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2020
Deed Sale	Feb 24, 2020
Prior Sale	Jul 19, 2006 · Amount on Record
Deed Document Number	20208669
Deed Book / Page	3921 / 1250
Prior Transfer Date	Feb 21, 2020
Prior Transfer Doc	0000008669
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	4861 LAUREL OAK DR, PACE, FL 32571-8015
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4861 LAUREL OAK DR, MILTON, FL 32571-8015

Mortgage

Document Number	0043021697
Date	Jul 6, 2022
Book Page	4302/1697
Instrument	202239895

Lender

Name	INTOUCH CU
Type	Credit Union
Address	PLANO, TX 75025

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 5, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	4861 LAUREL OAK DR, PACE, FL 32571-8015
Transaction Type	Mortgage
Record Updated	Sep 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4861 LAUREL OAK DR, PACE, FL 32571-8015

Mortgage

Document Number	0041591899
Date	Aug 6, 2021
Book Page	4159/1899
Instrument	202152934

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

February 2020: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	4861 LAUREL OAK DR, PACE, FL 32571-8015
Document Number	0039211252
Instrument Date	Feb 15, 2020
Transaction Type	Transfer
Record Updated	May 20, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Intrafamily Transfer

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4861 LAUREL OAK DR MILTON FL 325718015, MILTON, FL 32571-8015

Mortgage

Document Number	0039211252
Date	Feb 24, 2020
Book Page	003921/001252
Instrument	8670

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 23, 2050

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	4861 LAUREL OAK DR, PACE, FL 32571-8015
Document Number	0037590563
Instrument Date	Aug 9, 2018
Transaction Type	Mortgage
Record Updated	Oct 10, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4861 LAUREL OAK DR MILTON FL 325718015, MILTON, FL 32571-8015

Mortgage

Document Number	0037590563
Date	Aug 22, 2018
Book Page	003759/000563
Instrument	36065

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 21, 2048

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,876.00 (+3.02%) Homeowner's exemption	$178,828 (+2.9%)	$295,018 (+8.31%) Land $45,000 Building $250,018
2024	$1,821.00 (+7.75%) Homeowner's exemption	$173,788 (+3%)	$272,389 (+0.65%) Land $41,000 Building $231,389
2023	$1,690.00 (+16.55%) Homeowner's exemption	$168,726 (+13.05%)	$270,617 (+19.43%) Land $41,000 Building $229,617
2022	$1,450.00 Homeowner's exemption	$149,248	$226,596 Land $31,000 Building $195,596

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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