4861 Canopy Ln, Oakley, CA 94561 Property Records

Contra Costa County property record for 4861 Canopy Ln, Oakley, CA 94561 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,725 sqft · built 1995
Lot Size	0.092 acres (3,990 sqft)
Owner	2 Individual Names on File
Last Sale	$180,000 (Oct 2009)
Tax Bill	$3,544 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Aug 2018 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`041-230-031-1`

Property Details

APN / Parcel Number

Primary APN	`041-230-031-1`
Alternative APN	`041-230-031`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,725 sqft Living Area
1st Floor Area	882 sqft
2nd Floor Area	843 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	3,990 sqft (0.092 acres)
Garage Type	Attached
Garage Area	495 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	4861 CANOPY LN
City	OAKLEY
State	CA
Zip	94561-4104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T7808 L31
Legal Subdivision	SUBDIVISION 7808
Legal Tract	7808
Legal Lot Number	31
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	EAST CONTRA COSTA
Census Block Group	1
Census Block	1001
Census Tract	302013

Owner

Source: Contra Costa County records · APN 041-230-031-1

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4861 CANOPY LN, OAKLEY, CA 94561-4104
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2017	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Aug 28, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Aug 15, 2019	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Mar 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC
Nov 03, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 22, 2009 · Amount on Record
Deed Sale	Oct 22, 2009 · Amount on Record
Prior Sale	Mar 17, 2006 · Amount on Record
Deed Document Number	2009247351
Record Updated	Sep 20, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	4861 CANOPY LN, OAKLEY, CA 94561-4104
Transaction Type	Mortgage
Record Updated	Nov 03, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000148944
Date	Aug 17, 2017
Instrument	2017-148944

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2047

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	4861 CANOPY LN, OAKLEY, CA 94561-4104
Transaction Type	Mortgage
Record Updated	Nov 03, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000137428
Date	Aug 28, 2018
Instrument	2018-137428

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 28, 2038

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	4861 CANOPY LN, OAKLEY, CA 94561-4104
Transaction Type	Mortgage
Record Updated	Nov 03, 2022
Title Company	STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000130122
Date	Aug 15, 2019
Instrument	2019-130122

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2049

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	4861 CANOPY LN, OAKLEY, CA 94561-4104
Transaction Type	Mortgage
Record Updated	Nov 03, 2022
Title Company	STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000061783
Date	Mar 31, 2020
Instrument	2020-061783

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2050

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	4861 CANOPY LN, OAKLEY, CA 94561-4104
Transaction Type	Mortgage
Record Updated	Nov 03, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4861 CANOPY LN, OAKLEY, CA 94561-4104

Mortgage

Document Number	0000307299
Date	Nov 03, 2021
Instrument	2021-307299

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2051

Tax Assessment & Valuation

Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Oakley City
Unified School District	Antioch Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$236,979 (+2%) Land $39,491 Building $197,488
2025	$3,544.00 (+4.3%) Homeowner's exemption	$232,333 (+4.04%) Land $38,717 Building $193,616
2023	$3,398.00 (+1.22%) Homeowner's exemption	$223,313 Land $37,214 Building $186,099
2022	$3,357.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Contra Costa County (06013C), updated October 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 704 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 2,000
Unwired	Fixed Wireless	300 / 25
AT&T	DSL	100 / 20

May also be available at this address: Verizon, AT&T, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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