4861 Allingham Dr, White Lake, MI 48383 Property Records

Oakland County property record for 4861 Allingham Dr, White Lake, MI 48383

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,056 sqft · built 1970
Lot Size	0.158 acres (6,882 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,000 (Aug 2026)
Tax Bill	$1,811 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Oct 2021 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`Y-12-07-129-072`

Property Details

APN / Parcel Number

Primary APN	`Y-12-07-129-072`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft
Basement Area	1,056 sqft
Unfinished Basement	1,056 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 2007
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	6,882 sqft (0.158 acres)
Lot Dimensions	115 ft deep x 60 ft wide

Exterior Amenities

Porch	Porch
Porch Area	50 sqft
Deck Area	336 sqft
Patio Area	456 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4861 ALLINGHAM DR
City	WHITE LAKE
State	MI
Zip	48383-1506
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1D
Legal Description	T3N, R8E, SEC 7 WHITE LAKE GROVE SUB NO 1 N 1/2 OF LOT 198, ALSO LOT 199
Legal Range	08E
Legal Township	03N
Legal Section	07
Legal Subdivision	WHITE LAKE GROVE SUB
Legal Lot Number	198-199
Jurisdiction	OAKLAND MI
Township / Civil Division	WHITE LAKE
Census Block Group	1
Census Block	1001
Census Tract	130200

Owner

Source: Oakland County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	31265 WELLINGTON DR, 18110, NOVI, MI 48377-4134
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 20, 2021	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING
May 21, 2021	Quit Claim Deed, Transfer TITLE SOLUTIONS AGENCY LLC
Jan 26, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP
Sep 25, 2018	Warranty Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC
Sep 26, 2018	Quit Claim Deed, Transfer TITLE SOLUTIONS AGENCY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2026 · Amount on Record
Deed Sale	Aug 12, 2026 · Amount on Record
Prior Sale	Oct 20, 2021 · Amount on Record
Deed Document Number	2026120154
Deed Book / Page	61451 / 877
Prior Transfer Date	May 21, 2021
Prior Transfer Doc	0000134267
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Aug 12, 2026
Property Address	4861 ALLINGHAM DR, WHITE LAKE, MI 48383-1506
Document Number	0000120154
Book / Page	61451 / 877
Instrument Date	Jul 31, 2026
Instrument	2026120154
Transaction Type	Transfer
Record Updated	Aug 24, 2026
Title Company	CISLO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$178,012.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Investor	Possibly a Property Investor

Mortgage

Document Number	0000120841,
Date	Aug 12, 2026
Book Page	61456/466
Instrument	2026120841

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Oct 20, 2021
Property Address	4861 ALLINGHAM DR, WHITE LAKE, MI 48383-1506
Document Number	0000245487
Book / Page	57004 / 395
Map Reference	LB 47 PG 44
Instrument Date	Oct 5, 2021
Instrument	245487
Transaction Type	Transfer
Record Updated	Dec 20, 2021
Title Company	TITLE SENSE INC, TITLE ONE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,532.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6180 HIDDEN PINES TRL, 6180, WHITE LAKE, MI 48383-1171

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4861 ALLINGHAM DR, WHITE LAKE, MI 48383-1506

Mortgage

Document Number	0057010247
Date	Oct 20, 2021
Instrument	57010/247

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	May 21, 2021
Property Address	4861 ALLINGHAM DR, WHITE LAKE, MI 48383-1506
Document Number	0000134267
Book / Page	56273 / 895
Map Reference	LB 47 PG 44
Instrument Date	May 21, 2021
Instrument	134267
Transaction Type	Transfer
Record Updated	Jun 17, 2021
Title Company	TITLE SOLUTIONS AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4861 ALLINGHAM DR, 4861, WHITE LAKE, MI 48383-1506

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4861 ALLINGHAM DR, WHITE LAKE, MI 48383-1506
Investor	Possibly a Property Investor

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Jan 26, 2021
Property Address	4861 ALLINGHAM DR, WHITE LAKE, MI 48383-1506
Document Number	0000020819
Book / Page	55571 / 175
Map Reference	LB 47 PG 44
Instrument Date	Jan 15, 2021
Instrument	20819
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	TITLE SOLUTIONS AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4861 ALLINGHAM DR, WHITE LAKE, MI 48383-1506

Mortgage

Document Number	0055571177
Date	Jan 26, 2021
Instrument	55571/177

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2036

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Sep 25, 2018
Property Address	4861 ALLINGHAM DR, WHITE LAKE, MI 48383-1506
Document Number	0000157472
Book / Page	52212 / 00531
Map Reference	LB 47 PG 44
Instrument Date	Sep 21, 2018
Instrument	157472
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,143.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4861 ALLINGHAM DR, 4861, WHITE LAKE, MI 48383-1506

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4861 ALLINGHAM DR, WHITE LAKE, MI 48383-1506

Mortgage

Document Number	0000157473
Date	Sep 25, 2018
Instrument	157473

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Sep 26, 2018
Property Address	4861 ALLINGHAM DR, WHITE LAKE, MI 48383-1506
Document Number	0000159578
Book / Page	052220 / 000195
Instrument Date	Sep 21, 2018
Instrument	159578
Transaction Type	Transfer
Record Updated	Oct 23, 2018
Title Company	TITLE SOLUTIONS AGENCY LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6180 HIDDEN PINES TRL WHITE LAKE MI 483831171, WHITE LAKE, MI 48383-1171

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	White Lake Charter Township
Unified School District	Huron Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,811.00 (-38.23%) Homeowner's exemption	$85,230 (+15.33%)	$170,460 (+15.33%)
2024	$2,932.00 (-5.63%)
2023		$73,900	$147,800
2021	$3,107.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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