Minnehaha County property record for 48609 254th St, Garretson, SD 57030
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,104 sqft · built 2005 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $5,946 (2025) |
| Deeds & Mortgages | Oct 2023 Construction Loan Aug 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-12-28-100-013-000 |
| Primary APN | 01-12-28-100-013-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,104 sqft Finished Area |
| 1st Floor Area | 1,080 sqft |
| Basement Area | 1,080 sqft |
| Finished Basement | 860 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 130,680 sqft (3 acres) |
| Garage Type | Attached |
| Garage Area | 1,296 sqft |
| Parking Spaces | 4 Parking Spaces |
| Deck Area | 540 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Propane |
| Account Number | 79595 |
|---|---|
| Street Address | 48609 254TH ST |
| City | GARRETSON |
| State | SD |
| Zip | 57030-6101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 |
| Legal Description | TRACT 1 HOOGLAND`S ADDN NW14 28 103 47 PALISADE TOWNSHIP 103-47 |
| Legal Range | 47 |
| Legal Township | 103 |
| Legal Section | 28 |
| Legal Subdivision | HOOGLAND`S ADDN |
| Legal Tract | 1 |
| Jurisdiction | MINNEHAHA SD |
| Township / Civil Division | PALISADE |
| Census Block Group | 1 |
| Census Block | 1216 |
| Census Tract | 10101 |
48609 254th St is owner-occupied and held in a trust since August 2018.
Source: Minnehaha County records, as of September 23, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 48609 254TH ST, GARRETSON, SD 57030-6101 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Corporate Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 12, 2023 | Deed of Trust, Mortgage · Construction Mortgage FIRST STATE BANK SOUTHWEST |
| Aug 22, 2018 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Dec 10, 2019 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Aug 22, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 22, 2018 |
| Deed Sale | Aug 22, 2018 |
| Prior Sale | Aug 22, 2018 · Amount on File |
| Deed Document Number | 2018819664 |
| Deed Book / Page | 584 / 693 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Property Address | 48609 254TH ST, GARRETSON, SD 57030-6101 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2023 |
| Name | Verified Name |
|---|---|
| Address | 48609 254TH ST, GARRETSON, SD 57030-6101 |
| Document Number | MTG1976/213 |
|---|---|
| Date | Oct 12, 2023 |
| Book Page | MTG 1976/213 |
| Name | FIRST STATE BANK SOUTHWEST |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57103 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 13 Months |
| Due | Nov 1, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Property Address | 48609 254TH ST, GARRETSON, SD 57030-6101 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1845MTG/841 |
|---|---|
| Date | Aug 22, 2018 |
| Book Page | 1845 MTG/841 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Property Address | 48609 254TH ST, GARRETSON, SD 57030-6101 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1873MTG/0692 |
|---|---|
| Date | Dec 10, 2019 |
| Book Page | 1873 MTG/0692 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Recording Date | Aug 22, 2018 |
| Property Address | 48609 254TH ST, GARRETSON, SD 57030-6101 |
| Document Number | 000584/693 |
| Book / Page | 584 / 693 |
| Instrument Date | Aug 10, 2018 |
| Instrument | R819664 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 48609 254TH ST, GARRETSON, SD 57030-6101 |
The 2025 property tax bill for 48609 254th St was $5,946.
Source: Minnehaha County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Minnehaha County |
| County Subdivision | Palisade Township |
| Unified School District | Garretson School District 49-4 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $683,003 (+25.71%) Land $94,647 Building $588,356 | $683,003 Land $94,647 Building $588,356 | |
| 2025 | $5,946.00 | $543,300 (+24.75%) Land $83,200 Building $460,100 | |
| 2024 | $5,946.00 | $435,500 Land $83,200 Building $352,300 | |
| 2022 | $3,916.00 | $356,400 Land $58,600 Building $297,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 48609 254th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 48609 254th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 93% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MINNEHAHA COMMUNITY WATER CORP private · serves 13,435 people · EPA ID SD4600432 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Alliance Communications Cooperative Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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