Columbiana County property record for 48602 Laredo Dr, Negley, OH 44441
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,013 sqft · built 1998 |
| Lot Size | 1.07 acres (46,740 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $290,000 (Nov 2018) |
| Tax Bill | $4,853 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Nov 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 61-00292.005 |
| Primary APN | 61-00292.005 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,013 sqft Living Area |
| 1st Floor Area | 2,005 sqft |
| Basement Area | 2,005 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 46,740 sqft (1.07 acres) |
| Garage Type | Attached |
| Garage Area | 875 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 119 sqft |
| Deck Area | 367 sqft |
| Patio Area | 367 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Other |
| Street Address | 48602 LAREDO DR |
|---|---|
| City | NEGLEY |
| State | OH |
| Zip | 44441-9799 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 9 HART-BOW RANCH 3RD 176.25' LAREDO DR 1.073A |
| Legal Subdivision | HART BOW RANCH |
| Legal Lot Number | 9 |
| Jurisdiction | COLUMBIANA OH |
| Township / Civil Division | ST. CLAIR |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 951600 |
Source: Columbiana County records, as of March 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 48602 LAREDO DR, NEGLEY, OH 44441-9799 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 13, 2021 | Deed of Trust, Mortgage · ARM THIRD FSLA OF CLEVELAND |
| Nov 30, 2018 | Deed of Trust, Mortgage HUNTINGTON NATIONAL BANK |
| May 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND |
| Nov 30, 2018 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 30, 2018 · Amount on Record |
| Deed Sale | Nov 30, 2018 · Amount on Record |
| Prior Sale | Jul 22, 1998 · Amount on Record |
| Deed Document Number | 2020 |
| Deed Book / Page | 2316 / 166 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLUMBIANA OH |
| Property Address | 48602 LAREDO DR, NEGLEY, OH 44441-9799 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2021 |
| Title Company | THIRD CAPITAL TITLE NEO |
| Name | Verified Name |
|---|
| Document Number | 002528/457 |
|---|---|
| Date | Dec 13, 2021 |
| Book Page | 2528/457 |
| Instrument | 202100015315 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 1, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.24% |
| Type Change Date | Jan 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 4.24% |
| Index | 1-Year LIBOR |
| Max Rate | 8.24% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLUMBIANA OH |
| Property Address | 48602 LAREDO DR, NEGLEY, OH 44441-9799 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000002316/0000000168 |
|---|---|
| Date | Nov 30, 2018 |
| Book Page | 0000002316/0000000168 |
| Instrument | 201800012758 |
| Name | HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLUMBIANA OH |
| Property Address | 48602 LAREDO DR, NEGLEY, OH 44441-9799 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | THIRD CAPITAL TITLE NEO |
| Name | Verified Name |
|---|
| Document Number | 2405/935 |
|---|---|
| Date | May 27, 2020 |
| Book Page | 2405/935 |
| Instrument | 202000005082 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jun 1, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.99% |
| Type Change Date | Jun 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 4.99% |
| Index | Prime Rate |
| Max Rate | 8.99% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLUMBIANA OH |
| Recording Date | Nov 30, 2018 |
| Property Address | 48602 LAREDO DR, NEGLEY, OH 44441-9799 |
| Document Number | 002316/166 |
| Book / Page | 2316 / 166 |
| Instrument Date | Oct 11, 2018 |
| Instrument | 201800012757 |
| Transaction Type | Transfer |
| Record Updated | Mar 1, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 48602 LAREDO DR, NEGLEY, OH 44441-9799 |
Source: Columbiana County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Columbiana County |
| County Subdivision | St. Clair Township |
| Unified School District | Beaver Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,853.00 (+12.16%) Homeowner's exemption | $128,770 (+2%) Land $11,590 Building $117,180 | $367,900 (+19.99%) Land $33,100 Building $334,800 |
| 2023 | $4,327.00 Homeowner's exemption | $107,310 Land $9,660 Building $97,650 | |
| 2022 | $306,600 Land $27,600 Building $279,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2008) |
| Most Recent Claim | Mar 2008 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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