4860 State Rte 181, Crestline, OH 44827 Property Records

Richland County property record for 4860 State Rte 181, Crestline, OH 44827

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,680 sqft · built 1950
Lot Size	5.75 acres (250,470 sqft)
Owner	2 Individual Names on File
Last Sale	$230,000 (May 2023)
Tax Bill	$2,795 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`042-31-208-15-000`

Property Details

APN / Parcel Number

Primary APN	`042-31-208-15-000`
Alternative APN	`00032`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,680 sqft Living Area
1st Floor Area	1,504 sqft
Family Room	Family Room

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Lot Area	250,470 sqft (5.75 acres)
Garage Area	599 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	211 sqft
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4860 STATE ROUTE 181
City	CRESTLINE
State	OH
Zip	44827-9622
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SE 5.75 AC
Jurisdiction	RICHLAND OH
Township / Civil Division	SANDUSKY
Census Block Group	5
Census Block	5035
Census Tract	2300

Owner

4860 State Rte 181 is owned and occupied by two individuals who bought it in May 2023.

Source: Richland County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4860 STATE ROUTE 181, CRESTLINE, OH 44827-9622
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 22, 2023	Warranty Deed, Transfer · Conventional Mortgage HOMETOWN LENDERS INC
Oct 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage THE PARK NATIONAL BANK
Jun 29, 2020	Warranty Deed, Transfer · VA Mortgage AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2023 · Amount on File
Deed Sale	May 22, 2023 · Amount on File
Prior Sale	Jun 29, 2020 · Amount on File
Deed Document Number	20234605
Deed Book / Page	3003 / 2814
Prior Transfer Date	Nov 19, 2004
Prior Transfer Doc	0000023232
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND OH
Recording Date	May 22, 2023
Property Address	4860 STATE ROUTE 181, CRESTLINE, OH 44827-9622
Document Number	03003/2814
Book / Page	3003 / 2814
Instrument Date	May 18, 2023
Instrument	202300004605
Transaction Type	Transfer
Record Updated	Jun 29, 2023
Title Company	SOUTHERN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4860 STATE ROUTE 181, CRESTLINE, OH 44827-9622

Mortgage

Document Number	202300004606
Date	May 22, 2023
Instrument	202300004606

Lender

Name	HOMETOWN LENDERS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

Mortgage

Document Number	03003/2842
Date	May 22, 2023
Book Page	3003/2842
Instrument	202300004607

Lender

Name	OHIO HOUSING FINANCE AGENCY
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	4860 STATE ROUTE 181, CRESTLINE, OH 44827-9622
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2740/0543
Date	Oct 30, 2019
Book Page	2740/0543
Instrument	201900012573

Lender

Name	THE PARK NATIONAL BANK
Type	Bank
Address	BUCYRUS, OH 44820

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Nov 1, 2029

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND OH
Recording Date	Jun 29, 2020
Property Address	4860 STATE ROUTE 181, CRESTLINE, OH 44827-9622
Document Number	0002796/54
Book / Page	2796 / 54
Instrument Date	Jun 15, 2020
Instrument	202000007223
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	SOUTHERN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4860 ST FT 181, CRESTLINE, OH 44827
Investor	Possibly a Property Investor

Mortgage

Document Number	202000007224
Date	Jun 29, 2020
Instrument	202000007224

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4860 State Rte 181 was $2,795 with a homeowner's exemption.

Source: Richland County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Richland County
County Subdivision	Sandusky Township
Unified School District	Crestline Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,795.00	$62,440 (-) Land $20,220 Building $42,220
2024	$2,795.00 (-15.64%) Homeowner's exemption	$62,440 (-) Land $20,220 Building $42,220
2023	$3,313.00 (+26.45%) Homeowner's exemption	$62,440 (+29.57%) Land $20,220 Building $42,220	$178,390 Land $57,770 Building $120,620
2022	$2,620.00 Homeowner's exemption	$48,190 Land $14,730 Building $33,460
2020			$137,680 Land $42,080 Building $95,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4860 State Rte 181 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4860 State Rte 181 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Watch TV.

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