4860 Orange Ave, Winter Park, FL 32792 Property Records

Orange County property record for 4860 Orange Ave, Winter Park, FL 32792

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,662 sqft · built 1984
Lot Size	0.232 acres (10,103 sqft)
Owner	Individual Name on File
Last Sale	$470,000 (Feb 2024)
Tax Bill	$6,534 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Feb 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-22-30-8370-02-280`

Property Details

APN / Parcel Number

Primary APN	`02-22-30-8370-02-280`
Alternative APNs	`302202837002280` `470398` `476050` `480613`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,662 sqft Living Area
Gross Area	1,916 sqft
1st Floor Area	1,398 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2010
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,103 sqft (0.232 acres)

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	96 sqft
Patio Area	112 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	4860 ORANGE AVE
City	WINTER PARK
State	FL
Zip	32792-7112
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	SUBURBAN HOMES FIRST ADDITION S/14 LOT 28 & N1/2 OF LOT 27 B LK B
Legal Range	30E
Legal Township	22S
Legal Section	02
Legal Subdivision	SUBURBAN HOMES 1ST ADD
Legal Tract	8370
Legal Block	B
Legal Lot Number	28,27
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	2
Census Block	2014
Census Tract	16302

Owner

4860 Orange Ave is owned and occupied by an individual who bought it in February 2024.

Source: Orange County records, as of April 30, 2026

Owner of Record	Individual Name on File
Mailing Address	4860 ORANGE AVE, WINTER PARK, FL 32792-7112
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Feb 14, 2024	Warranty Deed, Transfer · FHA Mortgage GARDEN STATE HOME LOANS INC
Jul 26, 2023	Deed of Trust, Mortgage · Line of Credit FIRST HORIZON BANK
Oct 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE FIRM

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2024 · Amount on File
Deed Sale	Feb 14, 2024 · Amount on File
Prior Sale	Dec 12, 2016 · Amount on File
Deed Document Number	202488303
Prior Transfer Date	Mar 8, 2011
Prior Transfer Doc	0101980311
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Recording Date	Apr 6, 2026
Property Address	4860 ORANGE AVE, WINTER PARK, FL 32792-7112
Document Number	0000194554
Instrument Date	Mar 27, 2026
Instrument	2026194554
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	UNITED WHOLESALE MORTGAGE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4860 ORANGE AVE, WINTER PARK, FL 32792-7112
Investor	Possibly a Property Investor

Mortgage

Document Number	0000194554,
Date	Apr 6, 2026
Instrument	2026194554

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	5.98%
Max Rate	-1%

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Feb 14, 2024
Property Address	4860 ORANGE AVE, WINTER PARK, FL 32792-7112
Document Number	0000088303
Map Reference	MB S PG 14
Instrument Date	Feb 2, 2024
Instrument	20240088303
Transaction Type	Transfer
Record Updated	Mar 1, 2024
Title Company	INNOVATIVE TITLE SERVICES I LLC, INNOVATIVE TITLE SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,290.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3528 WYNWOOD FOREST DR, OCOEE, FL 34761-5162

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4860 ORANGE AVE, WINTER PARK, FL 32792-7112

Mortgage

Document Number	0000088304
Date	Feb 14, 2024
Instrument	20240088304

Lender

Name	GARDEN STATE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	4860 ORANGE AVE, WINTER PARK, FL 32792-7112
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4860 ORANGE AVE, WINTER PARK, FL 32792-7112

Mortgage

Document Number	0000420226
Date	Jul 26, 2023
Instrument	20230420226

Lender

Name	FIRST HORIZON BANK
Type	Bank
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	4860 ORANGE AVE, WINTER PARK, FL 32792-7112
Document Number	0000540631
Instrument Date	Oct 2, 2020
Transaction Type	Mortgage
Record Updated	Oct 30, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4860 ORANGE AVE WINTER PARK FL 327927112, WINTER PARK, FL 32792-7112

Mortgage

Document Number	0000540631
Date	Oct 16, 2020
Instrument	540631

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 15, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 4860 Orange Ave was $6,534, up 95.6% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$375,740 (-1.48%) Land $90,000 Building $285,740	$375,740 (-1.48%) Land $90,000 Building $285,740
2025	$6,534.00 (+95.57%) Homeowner's exemption	$381,390 Land $90,000 Building $291,390	$381,390 Land $90,000 Building $291,390
2024	$3,341.00 (+7.36%)
2023	$3,112.00 (+3.98%) Homeowner's exemption	$222,211 (+3%)	$315,944 (+19.55%) Land $90,000 Building $225,944
2022	$2,993.00 Homeowner's exemption	$215,739	$264,267 Land $70,000 Building $194,267

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4860 Orange Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	114 units insured incl. 108 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4860 Orange Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER PARK, CITY OF (3 WPS) serves 82,984 people · EPA ID FL3481482
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Xfinity.

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