Albemarle County property record for 4860 Mechunk Rd, Keswick, VA 22947
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,126 sqft · built 1998 |
| Lot Size | 4.68 acres (204,209 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,207 (2026) |
| Deeds & Mortgages | Jul 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 094A0-00-0B-02100 |
| Primary APN | 094A0-00-0B-02100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,126 sqft Finished Area |
| Basement Area | 3,539 sqft |
| Unfinished Basement | 1,413 sqft |
| Flooring | Ceramic Tile |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Composition/Composite |
| Construction Type | Wood |
| Roof Material | Wood |
| Lot Area | 204,209 sqft (4.68 acres) |
| Garage Area | 576 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 491 sqft |
| Deck Area | 300 sqft |
| Patio Area | 300 sqft |
| Storage Building | 320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 4860 MECHUNK RD |
|---|---|
| City | KESWICK |
| State | VA |
| Zip | 22947-3005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RURAL AREA |
| Legal Description | MECHUNK ACRES 1 B 21 & PARCEL H |
| Legal Subdivision | MECHUNK ACRES |
| Jurisdiction | ALBEMARLE VA |
| Township / Civil Division | SCOTTSVILLE |
| Census Block Group | 3 |
| Census Block | 3062 |
| Census Tract | 10401 |
4860 Mechunk Rd is owned and occupied by an individual who acquired it in January 2020.
Source: Albemarle County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4860 MECHUNK RD, KESWICK, VA 22947-3005 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 28, 2020 |
| Transfer Doc | 005271/284 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Jul 24, 2026 |
| Property Address | 4860 MECHUNK RD, KESWICK, VA 22947-3005 |
| Document Number | 0000007322 |
| Instrument Date | Jul 14, 2026 |
| Instrument | 20267322 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4860 MECHUNK RD, KESWICK, VA 22947-3005 |
| Document Number | 0000007322, |
|---|---|
| Date | Jul 24, 2026 |
| Instrument | 20267322 |
| Name | CREDIT UNION COMMUNITY CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
The 2026 property tax bill for 4860 Mechunk Rd was $4,207, up 12.7% from the year before.
Source: Albemarle County assessment roll, as of June 15, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,207.00 (+12.7%) | $470,600 Land $149,300 Building $321,300 | $470,600 Land $149,300 Building $321,300 |
| 2025 | $3,733.00 | ||
| 2023 | $3,696.00 | $432,800 Land $120,900 Building $311,900 | $432,800 Land $120,900 Building $311,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4860 Mechunk Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4860 Mechunk Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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