4860 Harbinson Ave, La Mesa, CA 91942 Property Records

San Diego County property record for 4860 Harbinson Ave, La Mesa, CA 91942

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 936 sqft · built 1990
Lot Size	0.207 acres (9,000 sqft)
Owner	2 Individual Names on File
Last Sale	$597,000 (Aug 2020)
Tax Bill	$8,451 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Jun 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`469-192-10-00`

Property Details

APN / Parcel Number

Primary APN	`469-192-10-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	936 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	9,000 sqft (0.207 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4860 HARBINSON AVE
City	LA MESA
State	CA
Zip	91942-8550
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 3 TR 002406
Legal Subdivision	WESTERN COLONY
Legal Tract	002406
Legal Block	3
Legal Lot Number	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3001
Census Tract	14701

Owner

4860 Harbinson Ave is owned and occupied by two individuals who bought it in August 2020.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4860 HARBINSON AVE, LA MESA, CA 91942-8550
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2020	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jun 28, 2018	Grant Deed, Transfer · ARM ANGEL OAK MORTGAGE SOLUTIONS LLC
Mar 14, 2018	Grant Deed, Transfer · Conventional Mortgage BENCH EQUITY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2020 · Amount on File
Deed Sale	Aug 26, 2020 · Amount on File
Prior Sale	Jun 28, 2018 · Amount on File
Deed Document Number	2020487378
Record Updated	Oct 29, 2026

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 26, 2020
Property Address	4860 HARBINSON AVE, LA MESA, CA 91942-8550
Document Number	0000487378
Map Reference	MAP 2406
Instrument Date	Jul 30, 2020
Instrument	2020-0487378
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE CO SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4860 HARBINSON AVE, LA MESA, CA 91942-8550

Mortgage

Document Number	0000487379
Date	Aug 26, 2020
Instrument	2020-0487379

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 28, 2018
Property Address	4860 HARBINSON AVE, LA MESA, CA 91942-8550
Document Number	0000264258
Map Reference	MAP 2406
Instrument Date	May 14, 2018
Instrument	2018-0264258
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4860 HARBINSON AVE, LA MESA, CA 91942-8550

Mortgage

Document Number	0000264259
Date	Jun 28, 2018
Instrument	2018-0264259

Lender

Name	ANGEL OAK MORTGAGE SOLUTIONS LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Jul 1, 2023
Change Frequency	Annually
Min Rate At Change	4.12%
Max Rate At Change	8.12%
Index	1-Year LIBOR
Margin	4
Max Rate	11.1%

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 14, 2018
Property Address	4860 HARBINSON AVE, LA MESA, CA 91942-8550
Document Number	0000101246
Instrument Date	Mar 5, 2018
Instrument	101246
Transaction Type	Transfer
Record Updated	Mar 20, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 210056 CHULA VISTA CA 919210056, CHULA VISTA, CA 91921-0056
Investor	Possibly a Property Investor

Mortgage

Document Number	101247
Date	Mar 14, 2018
Instrument	101247

Lender

Name	BENCH EQUITY LLC
Type	Funding / Finance Company
Address	MESA, AZ 85209

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 4860 Harbinson Ave was $8,451 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	La Mesa City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$659,133 (+2%) Land $463,713 Building $195,420
2025	$8,451.00 Homeowner's exemption	$646,210 Land $454,621 Building $191,589
2023	$7,872.00 (+1.89%) Homeowner's exemption	$621,118 Land $436,968 Building $184,150
2022	$7,726.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4860 Harbinson Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4860 Harbinson Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 633 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks, T-Mobile, Verizon.

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