4860 Gardena Dr, Riverside, CA 92504 Property Records

Riverside County property record for 4860 Gardena Dr, Riverside, CA 92504

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,199 sqft · built 1970
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Jun 2018)
Tax Bill	$4,485 (2025)
Deeds & Mortgages	May 2022 Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`226-323-001`

Property Details

APN / Parcel Number

Primary APN	`226-323-001`
Alternative APN	`226321014`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,199 sqft Living Area
Gross Area	1,675 sqft
1st Floor Area	1,199 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Construction Type	Wood
Roof Material	Gravel
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	226321014
Street Address	4860 GARDENA DR
City	RIVERSIDE
State	CA
Zip	92504-1723
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 15 MB 065/096 TR 3915
Legal Subdivision	TRACT NO. 3915
Legal Tract	3915
Legal Lot Number	15
Jurisdiction	RIVERSIDE CA
Township / Civil Division	RIVERSIDE
Census Block Group	6
Census Block	6006
Census Tract	30800

Owner

4860 Gardena Dr is owned and occupied by two individuals who bought it in June 2018.

Source: Riverside County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4860 GARDENA DR, RIVERSIDE, CA 92504-1723
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2022	Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC
Jun 4, 2018	Grant Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2018 · Amount on File
Deed Sale	Jun 4, 2018 · Amount on File
Prior Sale	Sep 14, 2010 · Amount on File
Deed Document Number	2018226178
Prior Transfer Date	May 9, 2003
Prior Transfer Doc	0000343037
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	4860 GARDENA DR, RIVERSIDE, CA 92504-1723
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4860 GARDENA DR, RIVERSIDE, CA 92504-1723

Mortgage

Document Number	0000211231
Date	May 5, 2022
Instrument	2022-0211231

Lender

Name	LOANCARE LLC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jun 4, 2018
Property Address	4860 GARDENA DR, RIVERSIDE, CA 92504-1723
Document Number	0000226178
Map Reference	MB 65 PG 96-97
Instrument Date	Apr 10, 2018
Instrument	2018-0226178
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$770.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4860 GARDENA DR, RIVERSIDE, CA 92504-1723

Mortgage

Document Number	0000226179
Date	Jun 4, 2018
Instrument	2018-0226179

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Oct 1, 2023
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	5%
Index	1-Year CMT
Margin	2
Max Rate	5%

Tax Assessment & Valuation

The 2025 property tax bill for 4860 Gardena Dr was $4,485.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Riverside City
Unified School District	Riverside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$406,199 (+2%) Land $104,450 Building $301,749
2025	$4,485.00	$398,235 Land $102,402 Building $295,833
2023	$4,320.00 (+1.89%)	$382,774 Land $98,427 Building $284,347
2022	$4,240.00
2021			$391,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4860 Gardena Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4860 Gardena Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIVERSIDE serves 302,776 people · EPA ID CA3310031
Water Source	Groundwater influenced by surface water
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 751 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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