4860 Fulton Rd, Hernando, MS 38632 Property Records

DeSoto County property record for 4860 Fulton Rd, Hernando, MS 38632 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Year BuiltBuilt 1975
Square Footage1,417 sqft Adjusted Area
Lot Size228,690 sqft (5.25 acres)
Tax Bill$834.00 (2025)

Owner

Source: DeSoto County records · APN 3-07-6-14-00-0-00001-00

Assessment roll updated December 15, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4840 FULTON RD, HERNANDO, MS 38632-9573
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 15, 2023Deed of Trust, Mortgage · Line of Credit
UNITY BANK OF MISSISSIPPI
Feb 09, 2021Deed of Trust, Mortgage
FIRST STATE BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateMay 28, 2025
Record RefreshedJun 08, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address4860 FULTON RD, HERNANDO, MS 38632-9573
Transaction TypeMortgage
Record UpdatedSep 22, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address4840 FULTON RD, HERNANDO, MS 38632-9573

Mortgage

Document Number5660/74067
DateAug 15, 2023
Book Page5660/74067
Lender
NameUNITY BANK OF MISSISSIPPI
TypeBank
AddressBYHALIA, MS 38611
Agreement
TypeLine of Credit
AmountAmount Recorded
Term179 Months
DueJul 25, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address4860 FULTON RD, HERNANDO, MS 38632-9573
Transaction TypeMortgage
Record UpdatedApr 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address4840 FULTON RD, HERNANDO, MS 38632-9573

Mortgage

Document Number005158/275
DateFeb 09, 2021
Book Page5158/275
Lender
NameFIRST STATE BANK
TypeBank
AddressHOLLY SPRINGS, MS 38635
Agreement
AmountAmount Recorded
Term48 Months
DueFeb 20, 2025

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$834.00 (+0.24%)$10,113 (+21.43%) Land $4,000 Building $6,113$101,127 (+21.43%) Land $40,000 Building $61,127
2023$832.00$8,328$83,278 Land $40,000 Building $43,278

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 59% of the US · above 74% of Mississippi
Wildfire LikelihoodAbout 1 in 568 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN3-07-6-14-00-0-00001-00

Interior

Bedrooms3 Beds
Total Rooms5 Rooms
Building Area1,417 sqft Adjusted Area
1st Floor1,260 sqft 1st Floor
Stories1 Stories
Interior StructurePlywood Interior Structure

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialShingle Roof
Lot Area228,690 sqft (5.25 acres)
Total Buildings2 Total Buildings
Shed1 Shed
Shed Area640 sqft Shed

Location & Zoning

Street Address4860 FULTON RD
CityHERNANDO
StateMS
Zip38632-9573
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description14-3-7 PT NE 1/4
Legal Range007
Legal Township03S
Legal Section14
Legal Lot Number1
JurisdictionDESOTO MS
Minor Civil Division5
Census Blockgroup1
Census Block1019
Census Tract71002

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