4860 Emerson St, Riverside, CA 92504 Property Records

Riverside County property record for 4860 Emerson St, Riverside, CA 92504

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,199 sqft · built 1970
Lot Size	0.159 acres (6,969 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Jun 2012)
Tax Bill	$2,993 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`226-321-044`

Property Details

APN / Parcel Number

Primary APN	`226-321-044`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,199 sqft Living Area
Gross Area	1,659 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	6,969 sqft (0.159 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	226321044
Street Address	4860 EMERSON ST
City	RIVERSIDE
State	CA
Zip	92504-1758
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.16 ACRES M/L IN POR LOT 11 MB 065/096 TR 3915
Legal Subdivision	3915
Legal Tract	3915
Legal Lot Number	11
Jurisdiction	RIVERSIDE CA
Township / Civil Division	RIVERSIDE
Census Block Group	6
Census Block	6003
Census Tract	30800

Owner

Source: Riverside County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4860 EMERSON ST, RIVERSIDE, CA 92504-1758
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Jun 23, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage PRIMELENDING
Nov 7, 2019	Deed of Trust, Mortgage · Line of Credit COMERICA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2012 · Amount on Record
Deed Sale	Jun 5, 2012 · Amount on Record
Prior Sale	Jun 5, 2012
Deed Document Number	0000259114
Last Transfer Date	Jun 23, 2021
Transfer Doc	0000378946
Record Updated	Jun 7, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	4860 EMERSON ST, RIVERSIDE, CA 92504-1758
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4860 EMERSON ST, RIVERSIDE, CA 92504-1758

Mortgage

Document Number	0000037169
Date	Feb 5, 2026
Instrument	2026-0037169

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Mar 1, 2066

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Jun 23, 2021
Property Address	4860 EMERSON ST, RIVERSIDE, CA 92504-1758
Document Number	0000378946
Map Reference	MB 65 PG 96&97
Instrument Date	Jun 17, 2021
Instrument	2021-0378946
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4860 EMERSON ST, RIVERSIDE, CA 92504-1758

Mortgage

Document Number	0000378947
Date	Jun 23, 2021
Instrument	2021-0378947

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	4860 EMERSON ST, RIVERSIDE, CA 92504-1758
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000458426
Date	Nov 7, 2019
Instrument	2019-0458426

Lender

Name	COMERICA BANK
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Riverside City
Unified School District	Riverside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,993.00 (+3.82%)	$263,756 (+4.04%) Land $62,793 Building $200,963
2023	$2,883.00 (+1.87%)	$253,515 Land $60,355 Building $193,160
2022	$2,830.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIVERSIDE serves 302,776 people · EPA ID CA3310031
Water Source	Groundwater influenced by surface water
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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