4860 E Heritage Cir, Muncie, IN 47303 Property Records

Delaware County property record for 4860 E Heritage Cir, Muncie, IN 47303

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,188 sqft · built 1995
Lot Size	0.174 acres (1,944 sqft)
Owner	Individual Name on File
Tax Bill	$751 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Dec 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`18-11-12-476-007.037-003`

Property Details

APN / Parcel Number

Primary APN	`18-11-12-476-007.037-003`
Alternative APN	`1112476007037`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,188 sqft Living Area
1st Floor Area	1,188 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Condo/Apartment
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	1,944 sqft (0.174 acres)
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	11 12 476 007 037
Street Address	4860 E HERITAGE CIR
City	MUNCIE
State	IN
Zip	47303-2694
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	VILLAGE EAST TR 8 0.0000ACRES STR: 122010 IN: 4860 OUT:
Legal Subdivision	VILLAGE EAST CONDO
Legal Tract	8
Jurisdiction	DELAWARE IN
Township / Civil Division	CENTER
Census Block Group	4
Census Block	4008
Census Tract	2000

Owner

4860 E Heritage Cir, a condominium, is owned and occupied by an individual who acquired it in June 2006.

Source: Delaware County records, as of June 26, 2026

Owner of Record	Individual Name on File
Mailing Address	4860 E HERITAGE CIR, MUNCIE, IN 47303-2694
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2024	Deed of Trust, Mortgage · Line of Credit FIRST MERCHANTS BANK NA
Dec 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST MERCHANTS BANK NA
Apr 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST MERCHANTS BANK NA
Mar 15, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST MERCHANTS BANK NA
Feb 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST MERCHANTS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2006
Deed Sale	Jun 12, 2006
Deed Document Number	200611915
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE IN
Property Address	4860 E HERITAGE CIR, MUNCIE, IN 47303-2694
Transaction Type	Mortgage
Record Updated	Mar 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2024R03255
Date	Feb 26, 2024
Instrument	2024R03255

Lender

Name	FIRST MERCHANTS BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 15, 2054

Interest

Rate Type	Adjustable Rate

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE IN
Property Address	4860 E HERITAGE CIR, MUNCIE, IN 47303-2694
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R20455
Date	Dec 3, 2021
Instrument	2021R20455

Lender

Name	FIRST MERCHANTS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE IN
Property Address	4860 E HERITAGE CIR, MUNCIE, IN 47303-2694
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017R04602
Date	Apr 17, 2017
Instrument	2017R04602

Lender

Name	FIRST MERCHANTS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 4, 2047

Interest

Rate Type	Adjustable Rate

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE IN
Property Address	4860 E HERITAGE CIR, MUNCIE, IN 47303-2694
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018R03140
Date	Mar 15, 2018
Instrument	2018R03140

Lender

Name	FIRST MERCHANTS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 20, 2038

Interest

Rate Type	Fixed Rate

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE IN
Property Address	4860 E HERITAGE CIR, MUNCIE, IN 47303-2694
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R02379
Date	Feb 18, 2020
Instrument	2020R02379

Lender

Name	FIRST MERCHANTS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4860 E Heritage Cir was $751, up 1.8% from the year before.

Source: Delaware County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Delaware County
County Subdivision	Center Township
Municipality	Muncie City
Unified School District	Muncie Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$751.00 (+1.76%)	$138,900 Land $15,100 Building $123,800	$138,900 Land $15,100 Building $123,800
2024	$738.00 (+1.65%)
2023	$726.00 (+21.81%)	$102,100 (+16.02%) Land $12,600 Building $89,500	$102,100 (+16.02%) Land $12,600 Building $89,500
2022	$596.00 (+204.08%)	$88,000 Land $12,600 Building $75,400	$88,000 Land $12,600 Building $75,400
2021	$196.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4860 E Heritage Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 12, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4860 E Heritage Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - MUNCIE private · serves 74,030 people · EPA ID IN5218012
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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