4860 Copper Ridge Dr, Saint Paul, MN 55129 Property Records

Washington County property record for 4860 Copper Ridge Dr, Saint Paul, MN 55129

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,955 sqft · built 2018
Lot Size	0.171 acres (7,457 sqft)
Owner	2 Individual Names on Record
Last Sale	$370,739 (Sep 2018)
Tax Bill	$5,578 (2026)
Deeds & Mortgages	Apr 2020 Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-028-21-44-0021`

Property Details

APN / Parcel Number

Primary APN	`28-028-21-44-0021`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,955 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Construction Type	Frame
Lot Area	7,457 sqft (0.171 acres)

Location & Zoning

Street Address	4860 COPPER RIDGE DR
City	SAINT PAUL
State	MN
Zip	55129-2231
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLOCK 7 LOT 1 SUBDIVISIONCD 3092 SUBDIVISIONNAME COPPER RIDGE
Legal Range	21W
Legal Township	28N
Legal Section	28
Legal Subdivision	COPPER RIDGE
Legal Block	7
Legal Lot Number	1
Jurisdiction	WASHINGTON MN
Township / Civil Division	WOODBURY
Census Block Group	5
Census Block	5002
Census Tract	71019

Owner

Source: Washington County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4860 COPPER RIDGE DR, SAINT PAUL, MN 55129-2231
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Sep 4, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2018 · Amount on Record
Deed Sale	Sep 4, 2018 · Amount on Record
Deed Document Number	20184167199
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MN
Property Address	4860 COPPER RIDGE DR, WOODBURY, MN 55129-2231
Document Number	0004237625
Instrument Date	Apr 3, 2020
Transaction Type	Mortgage
Record Updated	Apr 28, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4860 COPPER RIDGE DR WOODBURY MN 551292231, WOODBURY, MN 55129-2231

Mortgage

Document Number	0004237625
Date	Apr 8, 2020
Instrument	4237625

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	12 Months
Due	Apr 7, 2021

September 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON MN
Recording Date	Sep 4, 2018
Property Address	4860 COPPER RIDGE DR, WOODBURY, MN 55129-2231
Document Number	0004167199
Instrument Date	Sep 4, 2018
Instrument	4167199
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 4, 2022
Title Company	DHI TITLE OF MINNESOLA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,223.44
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4860 COPPER RIDGE DR, WOODBURY, MN 55129-2231

Mortgage

Document Number	0004167200
Date	Sep 4, 2018
Instrument	4167200

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Washington County assessment roll, as of June 9, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Washington County
Municipality	Woodbury City
Unified School District	South Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,578.00 (+9.5%) Homeowner's exemption
2025		$451,500 (+3.34%) Land $176,500 Building $275,000	$451,500 (+3.34%) Land $176,500 Building $275,000
2024		$436,900 (+1.49%) Land $162,500 Building $274,400	$436,900 (+1.49%) Land $162,500 Building $274,400
2023	$5,094.00
2022		$430,500 Land $174,000 Building $256,500	$430,500 Land $174,000 Building $256,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Woodbury serves 82,643 people · EPA ID MN1820025
Water Source	Groundwater
Last State Inspection	May 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Southeast MN Wifi.

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