4860 Circle Dr, Winston Salem, NC 27105 Property Records

Forsyth County property record for 4860 Circle Dr, Winston Salem, NC 27105

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,450 sqft · built 1995
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (May 2024)
Tax Bill	$2,518 (2025)
Deeds & Mortgages	May 2024 Sale & Mortgage Mar 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`6847-07-1346.00`

Property Details

APN / Parcel Number

Primary APN	`6847-07-1346.00`
Alternative APNs	`6847-07-1346.000` `3017038`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,450 sqft Living Area
1st Floor Area	1,450 sqft
Flooring	Wood

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	218 ft deep x 64 ft wide
Porch	Open Frame Porch
Porch Area	60 sqft
Utility Building	110 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4860 CIRCLE DR
City	WINSTON SALEM
State	NC
Zip	27105-2916
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS9
Legal Description	LO:038 BL:3017
Legal Subdivision	BINFORD PARK
Legal Block	3017
Legal Lot Number	38
Jurisdiction	FORSYTH NC
Township / Civil Division	WINSTON
Census Block Group	1
Census Block	1002
Census Tract	2903

Owner

Source: Forsyth County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4860 CIRCLE DR, WINSTON SALEM, NC 27105-2916
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
May 13, 2024	Warranty Deed, Transfer · Conventional Mortgage LOCAL GOVERNMENT FCU
Mar 28, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Feb 12, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2024 · Amount on Record
Deed Sale	May 13, 2024 · Amount on Record
Prior Sale	Jan 25, 2007 · Amount on Record
Deed Document Number	202415244
Deed Book / Page	3806 / 848
Prior Transfer Date	Feb 9, 2018
Prior Transfer Doc	0033900485
Record Updated	Jun 8, 2026

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORSYTH NC
Recording Date	May 13, 2024
Property Address	4860 CIRCLE DR, WINSTON SALEM, NC 27105-2916
Document Number	0038060848
Book / Page	3806 / 848
Instrument Date	May 13, 2024
Instrument	2024015244
Transaction Type	Transfer
Record Updated	May 21, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$430.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4860 CIRCLE DR, WINSTON SALEM, NC 27105-2916

Mortgage

Document Number	0038060851
Date	May 13, 2024
Book Page	3806/851
Instrument	2024015245

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	8.4%
Type Change Date	Jun 1, 2029
Change Frequency	5 Years
Min Rate At Change	6.4%
Max Rate At Change	10.4%
Index	5-Year TN
Max Rate	14.4%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH NC
Property Address	4860 CIRCLE DR, WINSTON SALEM, NC 27105-2916
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033962909
Date	Mar 28, 2018
Book Page	3396/2909

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	WELCOME, NC 27374

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FORSYTH NC
Recording Date	Feb 12, 2018
Property Address	4860 CIRCLE DR, WINSTON SALEM, NC 27105-2916
Document Number	0033900485
Book / Page	003390 / 000485
Instrument Date	Feb 9, 2018
Instrument	4882
Transaction Type	Transfer
Record Updated	Feb 21, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4955 INDIANA AVE WINSTON SALEM NC 271062826, WINSTON SALEM, NC 27106-2826

Tax Assessment & Valuation

Source: Forsyth County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Forsyth County
Municipality	Winston-Salem City
Unified School District	Forsyth County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,518.00 (+114.85%)	$228,500 (+173.33%) Land $16,000 Building $212,500	$228,500 (+173.33%) Land $16,000 Building $212,500
2024	$1,172.00 (+4.74%)
2023	$1,119.00	$83,600 Land $8,000 Building $75,600	$83,600 Land $8,000 Building $75,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WINSTON-SALEM serves 391,900 people · EPA ID NC0234010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: AT&T.

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