4860 Calasans Ave, Saint Cloud, FL 34771 Property Records

Osceola County property record for 4860 Calasans Ave, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,784 sqft · built 2003
Lot Size	0.292 acres (12,763 sqft)
Owner	Individual Name on File
Last Sale	$382,000 (Oct 2022)
Tax Bill	$4,937 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Jul 2017 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`113966`

Property Details

APN / Parcel Number

Primary APN	`113966`
Alternative APN	`192531301400010210`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,784 sqft Heated Area
Gross Area	2,618 sqft
1st Floor Area	1,784 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,763 sqft (0.292 acres)
Lot Dimensions	150 ft deep x 85 ft wide
Garage Type	Finished
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	328 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	113966
Street Address	4860 CALASANS AVE
City	SAINT CLOUD
State	FL
Zip	34771-8223
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OPUD
Legal Description	EAST LAKE RESERVE AT NARCOOSSEE UNIT ONE PB 14 PGS 97-99 LOT 21
Legal Range	31E
Legal Township	25S
Legal Section	19
Legal Subdivision	EAST LAKE RESERVE AT NARCOOSSEE UNIT 2
Legal Tract	3014
Legal Block	1
Legal Lot Number	21
Legal Unit	ON
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1032
Census Tract	43600

Owner

Source: Osceola County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4860 CALASANS AVE, SAINT CLOUD, FL 34771-8223
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2022	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jul 26, 2017	Deed of Trust, Mortgage · Line of Credit SUNTRUST BANK
Apr 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 17, 2022 · Amount on Record
Deed Sale	Oct 17, 2022 · Amount on Record
Prior Sale	Jun 19, 2003 · Amount on Record
Deed Document Number	2022153303
Deed Book / Page	6300 / 1464
Record Updated	Jun 8, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 17, 2022
Property Address	4860 CALASANS AVE, SAINT CLOUD, FL 34771-8223
Document Number	0063001464
Book / Page	6300 / 1464
Map Reference	MB 14 PG 97-99
Instrument Date	Oct 10, 2022
Instrument	2022153303
Transaction Type	Transfer
Record Updated	Nov 1, 2022
Title Company	RIDGE TITLE AGENCY LLC, IDEAL TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,674.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1301 KANSAS AVE, 1301, SAINT CLOUD, FL 34769-5921

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2520 JACKSON SQUARE CIR, KISSIMMEE, FL 34741-1764

Mortgage

Document Number	0063001466
Date	Oct 17, 2022
Instrument	6300/1466

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	4860 CALASANS AVE, SAINT CLOUD, FL 34771-8223
Transaction Type	Mortgage
Record Updated	Aug 1, 2022
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051841629
Date	Jul 26, 2017
Book Page	5184/1629
Instrument	2017108149

Lender

Name	SUNTRUST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	4860 CALASANS AVE, SAINT CLOUD, FL 34771-8223
Transaction Type	Mortgage
Record Updated	Aug 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057140822
Date	Apr 27, 2020
Book Page	5714/822
Instrument	2020057213

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,937.00 (+7.02%) Homeowner's exemption Disabled Person's exemption	$350,816 (+5.99%)	$351,200 (+6.1%) Land $75,000 Building $276,200
2023	$4,613.00 (+111.51%) Homeowner's exemption Disabled Person's exemption	$331,000 (+97.68%) Land $60,000 Building $271,000	$331,000 (+6.57%) Land $60,000 Building $271,000
2022	$2,181.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption	$167,442	$310,600 Land $55,000 Building $255,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	61.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 278 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	278 in force
Nearby Flood Claims	24 (1994–2022)
Claims Outside the SFHA	2 of 24
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 4 claims Hurricane Ian, Sep 2022 · 3 claims Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Lumen Technologies.

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